
Card91 is simplifying business payments by providing a plug and play issuance infrastructure
to businesses for domestic and cross-border payments. Our full stack platform enables
businesses to gain control and visibility into their payment flows, controlling the entire payment
lifecycle from onboarding, to issuance, to transaction and data reconciliation. The platform
aims to provide holistic solutions around payment issuance and distribution management. Our
deep focus in payments will help us in bringing new issuance formats as well as technologies
to businesses.
The company has been founded by seasoned technology entrepreneurs who have founded
successful companies like Myntra, Mastiff Technologies earlier. Headquartered in Bangalore,
with presence in Mumbai and NCR, Card91 aims to disrupt the payment infrastructure space
in the issuer-processor segment.
Position: Java Developers
We are building our core team which will be responsible for a highly scalable, always available
microservices based backend for payment processing. The developer will be involved with the
design, implementation, and execution from day one and build a robust, secure, and scalable
payment processing engine.
Roles & Responsibilities
● Individual Contributors talking full ownership of the micro services
● Design and Implement the micro services from scratch
● Be creative and always try to evaluate new strategies to execute faster
● Team player and always eager to teach new team members about the code, structure
and design
● Not afraid of bringing new designs (even languages) which will make the system
execute faster
Experience and Qualifications
● Having 2 - 5 years of experience
● Degree from a premier institute like IIT/NIT/BITS is desirable
● A strong expertise in Java/Spring/Spring Boot/Hibernate/Java
● Experience in developing highly scalable and reliable web applications, including
integration with internal and external systems.
● Experience building web services in REST with technologies like Spring Boot, Spring-
WS, spring MVC or JAX-RS
● Should be able to write test cases (unit and functional) to cover most of the code
● Experience in databases like MySQL and NoSQL db like Cassandra, etc.
● Experience with Cloud computing AWS & Microservices architecture
● Exposure to front end technologies like VueJS, ReactJS etc is an advantage
● Knowledge on Redis, ELK stack or Temporal BPM is a big plus
● Docker & Kubernetes experience is a big plus
● Previous experience of Fintech company is an added advantage
What’s on offer
● Vibrant, fun and rewarding culture that nurtures and promotes excellence
● Opportunities to learn and interact with payment industry leaders
● Competitive remuneration, group health insurance & PF
● Other office perks of being part of an early-stage Start-up
● Location: HSR Layout, Bangalore

About Card91
About
Connect with the team
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- Strong experience in core Java programming.
- Good experience in Spring and Hibernate
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Strong Senior Backend Engineer profiles
Mandatory (Experience 1) – Must have 5+ years of hands-on Backend Engineering experience building scalable, production-grade systems
Mandatory (Experience 2) – Must have strong backend development experience using one or more frameworks (FastAPI / Django (Python), Spring (Java), Express (Node.js).
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Mandatory (Experience 5) – Must have experience designing, building, and maintaining APIs, services, and backend systems, including system design and clean code practices
Mandatory (Domain) – Experience with financial systems, billing platforms, or fintech applications is highly preferred (fintech background is a strong plus)
Mandatory (Company) – Must have worked in product companies / startups, preferably Series A to Series D
Mandatory (Education) – Candidates from Tier - 1 engineering institutes (IITs, BITS, are highly preferred)
· Participate in analysis, design, and new development of Appian based applications
· Build applications: interfaces, process flows, expressions, data types, sites, integrations, etc.
· Proficient with SQL queries and with accessing data present in DB tables and views
· Experience in Analysis, Designing process models, Records, Reports, SAIL, forms, gateways, smart
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rules
Primary Responsibilities:
· Responsible for systems analysis for a designated set of applications
· Work closely with BA and System Architect & Delivery Manager. Own the accurate translation of
business requirements in the form of high-level design and system requirements specifications.
· Ensure sign-off of SRS and High-Level Design Specification
· Assist the PM in the estimation of effort to deliver the solution based on the SRS and the timelines.
· Liaise with Infra teams in the production of an infrastructure solution design and requirements as
and when the proposed solution involves infrastructure components
· Provide further clarity and detail to feasible options proposed by BA and help in selection of the
right option in consultation with the Design Authority.
· Work closely with the Application Development team (Tech Delivery Lead) and Testing teams (Test
Manager and Test Engineer) to ensure that the Low-level design, test plans and test cases are aligned to
the approved SRS.
· Participate in progress review meetings and review and sign-off deliverables produced by technical
delivery team and testing teams.
Qualifications
- B.Sc. (Computer Science), B.E
· Minimum 5 years of experience in Insurance domain
· At least 4 years of experience in Implementing BPM solutions using Appian 19.x or higher.
· Over 5 years in Implementing IT solutions using BPM or integration technologies.
· Experience in Scrum/Agile methodologies with Enterprise level application development projects
· Good understanding of database concepts and strong working knowledge any one of the major
databases e g Oracle SQL Server MySQL
Additional information
Skills Required
·
· Appian BPM application development and System Analysis
· 8-10 years of proven software System Analysis and design experience
· Ability to work on large and complex projects.
· Strong technical knowledge of existing Insurance/F&A application
· Excellent documentation, communication, and presentation skills
· Ability to understand business requirements, analyze and translate them into system
requirements
Required Experience
3 - 8 Years
Skills
Java/J2EE,
Spring,
microservices
+ 1 more
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- Stay updated with the latest trends and technologies, conducting POCs on new technical stacks to support and maintain a portfolio of applications.
- Utilize core Java skills to define, design, develop, integrate, test, deploy, maintain, and troubleshoot applications and tools written in Java and other related languages.
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- Participate in the full SDLC, from requirements and design to development, testing, and deployment, ensuring the implementation of best practices and industry-standard procedures.
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● We are looking for a passionate individual contributor to join us as part of core engineering
team and help us in building our products and platform from scratch. The potential candidate
would be part of a strong tech team to help us disrupt the Indian consumer fintech space.
● You will be responsible for the full product lifecycle including requirements analysis, design,
implementation, testing, deployment and post-deployment monitoring.
Basic Qualification
● 1-6 years of strong individual contributor experience as a software engineer
● Strong knowledge of object-oriented programming concepts
● BS/MS or higher degree in computer science, computer engineering, or related work experience
● Knowledge of data structures/algorithms and an understanding of design tradeoffs
● Strong knowledge in Java and experience with Spring Framework
Following are some of the attributes we are looking for:
● Experience of working with large and cutting-edge internet startups and firms
● Excellent communication skills in both written and verbal communication
● A strong desire to break the code and find hidden bugs before customers find them in
production
● Strong sense of ownership, solid work ethic and a responsible team player
What's on offer
● Opportunity to be part of the core engineering team of a promising startup solving one of
the biggest business opportunities in India
● Unique opportunity in building a fintech business from scratch using most of the related
technologies and integration with major players
● Opportunity to experiment with latest technologies and develop full-fledged product using
them
● Stock options
● Competitive salary
Experience in Design Patterns, Design principles & memory Management.
- Strong understanding of data structures and algorithms
- Sound understanding of object-oriented programming and excellent software design skills.
- Good experience of SOA/Microservices/Restful services and development of N-tier J2EE / Java Springboot applications (API- s).
- Strong understanding of database design and SQL (mySql/mariaDB) development
- Should have experience in Apache Kafka, RabbitMQ, or other Queueing systems.
Delivery of High Quality, Scalable and Extensible systems, and applications on-time and on-budget.
-Adoption and Evolution of the software engineering practices and tools within the organization
- Keep in sync with the latest technology developments and open source offerings. - Collaborate with other technology and business teams within the organization to provide efficient robust solutions to the problems.
- Responsibilities:
- Develop new user-facing features and behavior
- Build reusable code and libraries for future use
- Optimize applications for maximum speed and scalability.
- Collaborate with other team members and stakeholders
- Skills:
- Proficiency with fundamental front end languages such as Photoshop, HTML5, CSS3, Bootstrap, and JavaScript.
- Knowledge of WordPress frontend as well as backend.
- Familiarity with JavaScript frameworks such as Angular JS. Proficiency in server-side languages such as PHP.
- Familiarity with database technology such as MySQL.
Exp :5-7 Yrs
Skills : Java, Spring, Hibernate
5years of hands-on experience in software development/product development
Hands-on experience in designing and developing of Java-based products using Spring MVC, Hibernate technology
Must have handled projects in Core Java/ J2EE / JSP, Servlets, JavaScript/JQuery, Json, CSS, AJAX & Spring, Hibernate frameworks
Experience in Java 8
Experience in frameworks - Spring, Hibernate
Experience in Design Patterns









