District sales Manager

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Strong B2B SaaS Product Manager profiles

Mandatory (Experience 1) – Must have minimum 4+ years of hands-on Product Management experience.

Mandtaory (Experience 2) - Candidate should have worked as Product Manager in last roles.

Mandatory (Experience 3) – Must have worked in B2B SaaS companies only, preferably in Series A to Series C funded startups

Mandatory (Experience 3) – Proven experience owning products end-to-end – from problem discovery and PRD creation to launch, iteration, and impact measurement"

Mandatory (Education 1) – Must be an Engineer and an alumnus of Top 7 IITs only

Mandatory (Education 2) – Year of graduation should be 2019 or later

Role: GCP Data Engineer

Notice Period: Immediate Joiners

Experience: 5+ years

Location: Remote

Company: Deqode

About Deqode

At Deqode, we work with next-gen technologies to help businesses solve complex data challenges. Our collaborative teams build reliable, scalable systems that power smarter decisions and real-time analytics.

Key Responsibilities

• Build and maintain scalable, automated data pipelines using Python, PySpark, and SQL.
• Work on cloud-native data infrastructure using Google Cloud Platform (BigQuery, Cloud Storage, Dataflow).
• Implement clean, reusable transformations using DBT and Databricks.
• Design and schedule workflows using Apache Airflow.
• Collaborate with data scientists and analysts to ensure downstream data usability.
• Optimize pipelines and systems for performance and cost-efficiency.
• Follow best software engineering practices: version control, unit testing, code reviews, CI/CD.
• Manage and troubleshoot data workflows in Linux environments.
• Apply data governance and access control via Unity Catalog or similar tools.

Required Skills & Experience

• Strong hands-on experience with PySpark, Spark SQL, and Databricks.
• Solid understanding of GCP services (BigQuery, Cloud Functions, Dataflow, Cloud Storage).
• Proficiency in Python for scripting and automation.
• Expertise in SQL and data modeling.
• Experience with DBT for data transformations.
• Working knowledge of Airflow for workflow orchestration.
• Comfortable with Linux-based systems for deployment and troubleshooting.
• Familiar with Git for version control and collaborative development.
• Understanding of data pipeline optimization, monitoring, and debugging.

Skillsets required

Fullstack PHP Developer

Backend in Core PHP with API integration experience Must have good US experience HTML5 CSS3 Angular JavaScript  

 Role:

• Understand complex business problems and implement product features that are secure, scalable, robust and easy to implement and maintain.
• Take full ownership of product features to implement, provide bug fixes and write tests and tooling for those features to ensure they work well at cloud scale.
• Take pride of ownership in features that are used by users of Top 100 Global enterprises.

 Required skills:

• C#/ASP.NET/Javascript/MVC guru with the ability to understand complex domain problems and churn out a PoC quickly.
• A great communicator of ideas and solutions and a lateral thinker when faced with complex performance or production issues.