Consulting Staff Engineer - Analytics

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

• Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
• Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
• Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
• Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
• Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
• Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
• Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
• Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
• Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

• 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
• Strong backend architecture experience in Python and/or TypeScript.
• Comfortable designing distributed systems and financial workflows.
• Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
• Strong understanding of API design, state management, and data modeling.
• Able to navigate ambiguity and build 0→1 infrastructure.
• Hands-on builder who leads by writing production-grade code.

We Value

• Experience with underwriting engines or policy-driven decision systems.
• Exposure to smart contracts and blockchain integrations.
• Familiarity with PostgreSQL and event-driven architectures.
• Experience in early-stage or high-growth startups.
• Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

• Lead the architecture of a programmable credit infrastructure platform.
• Join the founding technical leadership team.
• High autonomy and ownership — your decisions shape the company.
• In-office collaboration in Bangalore for speed and iteration.
• Competitive compensation and meaningful equity.

Our Culture

We operate with:

• First-principles thinking
• Technical craftsmanship
• High ownership
• Fast execution with long-term architectural discipline

Requirements

• 3+ years of experience in the Development of JAVA technology.
• Strong Java Basics
• Linux
• SpringBoot or Spring MVC
• Hands-on experience in Relational Databases (SQL query or Hibernate) + Mongo (JSON parsing)
• Proficient in REST API development
• Messaging Queue (RabitMQ or Kafka)
• Microservices
• Java 8
• Any Caching Mechanism
• Good at problem-solving

Good to Have Skills:

• 3+ years of experience in using Java/J2EE tech stacks
• Good understanding of data structures and algorithms.
• Excellent analytical and problem-solving skills.
• Ability to work in a fast-paced internet start-up environment.
• Experience in technical mentorship/coaching is highly desirable.
• Understanding AI/ML algorithms is a plus.

Responsibilities:

• Develop back-end server that includes business logic linked to various data storage solutions including database.
• Design back-end server system by using technology appropriate for server environment.
• Develop and maintain Rest services for Samsung Pay Develop RESTful services that are highly scalable, available, maintainable.

Requirements:

• Excellent Programming Skills.
• Strong problem-solving abilities.
• Analytical skills, and troubleshooting.
• Good understanding of algorithms, data structures, and performance optimization methods.
• Hands-on with Design, Coding, Debugging, and Testing.
• Excellent Communication & Interpersonal Skills, Team Player.

Programming Skills:

• C, C++, and/ Java Jquery, Spring, Struts. Hibernate, iBatis, Node.js Web Services, Web Security, MySQL.
• Memcache/Redis, Cassandra/HBase, MongoDB/CouchDBMap Reduce, Hadoop, Spark, Hive, Mahout.
• Fast Data Processing - Storm - Rules Engine - Drools.

• Build large scale enterprise applications.
• Responsible for providing deep technical expertise in designing and delivering end to end high performance, scalable & flexible solutions using Java and Open Stack technologies including Mobility/Responsive Web apps, APIs, application & data Integration, scalable databases, DevOps, Cloud Computing.
• He/ She would be also responsible to experiment, explore and demonstrate application of new technologies by means of conducting quick prototypes to solve business problems. Work with the direction from Solution Architect/ Enterprise Architect and co-create solutions with rest of the IT delivery teams

Demonstrable experience in Core Java (8 or higher) and Spring framework (Core, AOP, Batch, JMS).

Multithreading, Data structure, Algorithm, Eceptional handling,OOPS Concepts, collections

• Excellent customer facing skills that include conducting compelling technical briefing & demonstrations. The person should have a technical aptitude to implement new technologies and articulate the solutions to the customer.
• Java, Spring with Database & Unix - Preferred with Scala or Spark(Hadoop) background
• Proven knowledge in OOPS & Data Structures
• Strong experience of developing multi-threaded and synchronization application
• Demonstrated delivery experience of Micro services APIs using Springboot, Oracle PL/SQL development and activities like Performance tuning / Optimization.
• Experience of using Git/Bitbucket, Maven/Bamboo, & related tools.
• Good Understanding of Agile Delivery Methodology & experience in working with Scrum teams.