Senior Software Engineer (Python)

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

• Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
• Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
• Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
• Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
• Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
• Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
• Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
• Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
• Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

• 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
• Strong backend architecture experience in Python and/or TypeScript.
• Comfortable designing distributed systems and financial workflows.
• Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
• Strong understanding of API design, state management, and data modeling.
• Able to navigate ambiguity and build 0→1 infrastructure.
• Hands-on builder who leads by writing production-grade code.

We Value

• Experience with underwriting engines or policy-driven decision systems.
• Exposure to smart contracts and blockchain integrations.
• Familiarity with PostgreSQL and event-driven architectures.
• Experience in early-stage or high-growth startups.
• Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

• Lead the architecture of a programmable credit infrastructure platform.
• Join the founding technical leadership team.
• High autonomy and ownership — your decisions shape the company.
• In-office collaboration in Bangalore for speed and iteration.
• Competitive compensation and meaningful equity.

Our Culture

We operate with:

• First-principles thinking
• Technical craftsmanship
• High ownership
• Fast execution with long-term architectural discipline

Job description

🔧 Key Responsibilities:

• Design and implement robust backend services using Node.js.
• Develop and maintain RESTful APIs to support front-end applications and third-party integrations
• Manage and optimize SQL/NoSQL databases (e.g., PostgreSQL, MongoDB, Snowflake)
• Collaborate with front-end developers to ensure seamless integration and data flow
• Implement caching, logging, and monitoring strategies for performance and reliability
• Ensure application security, scalability, and maintainability
• Participate in code reviews, architecture discussions, and agile ceremonies

✅ Required Skills:

• Proficiency in backend programming languages (Node.js, Java, .NET Core)
• Experience with API development and tools like Postman, Swagger
• Strong understanding of database design and query optimization
• Familiarity with microservices architecture and containerization (Docker, Kubernetes)
• Knowledge of cloud platforms (Azure, AWS) and CI/CD pipelines.

• 3 years Experience in Ruby on Rails
• Minimum 3 years in MongoDB / PostgreSQL
• Must be from Product based companies   

*Performs analysis of functional and business requirements

*Applies in-depth or broad technical knowledge to maintain data engineering functions performs solution design.

*Applies the company, open source, and 3rd party technologies to highly complex infrastructure and software solutions.

*Introduce new product features and enhance the platform

*Ability to translate business reporting requirements into a production report.

• Manage and improve the engineering process continuously and make sure the team delivers the quality code with zero-waste.
• Should provide technical leadership to major projects, but also build and manage a team of 5-8 top-notch engineers.
• Should do sprint planning and run daily stand-ups and deliver 100% hit rate.
• Maintain the legacy code base and reduce tech debt on a continuous basis.
• Able to handle multiple projects and deliver with stringent timelines without compromising the code quality.
• Work with the product team for roadmap planning and delivery as per the plan.
• Conduct sprint planning & sizing, engineering grooming, daily stand-ups, and deliver with zero spillovers.
• Prepare & publish sprint reports to the leadership team and provide visibility to stakeholders.
• Hire and mentor junior/ senior team and make them engineering champions.
• Mentor the engineering team with your technical skills to write scalable, generic, reusable code.
• Develop and Coach engineers on the team, share engineering pointers, conduct regular 1-1s with the team, and help them advance in their careers.

Requirements

• Having work experience in a Product organization with 7 -10 yrs also in leading a cross-functional engineering team that includes API Development and Backend & Middleware development.
• Should have experience in the continuous delivery process. Ship new features and improvising the code base continuously.
• Should have involved in setting up engineering process.
• Must have experience in microservices and distributed patterns.
• Must have worked on high traffic and throughput application.
• Must have prior experience in handling mid to large-size projects.
• Must have worked on high traffic and throughput application.
• Should have managed and lead the engineering team of Web App and Backend development teams.
• Must-Have Experience in Python programming & Postgressql/ Nosql (MongoDB as a data store.
• Must have experience in modern back-end tech stacks (Django, Postgress, NoSQL) and cloud design & deployment patterns.
• Must be conversant with AWS, Docker/Kubernetes
• Should be good with design patterns and integration patterns.
• Should have knowledge/ experience in concurrent programming & distributed locks.
• Requires solid understanding of technologies and architecture in a highly scalable and available set-up.
• Should have handled multiple epics, themes, and experience of delivering high-quality projects on time.
• Should have managed end to end development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations

Senior Developer

NOTE- we are looking for those who can join immediately or within 15-20 days of notice period.
Senior Dev with 5 years relevant experience

1. Working experience on web development using Python/Django
2. Comfortable with using Django framework.
3. Understanding of web servers
4. Knowledge in PostgreSQL, MySQL, and other database queries
5. Experience in using Redis cache.
6. Understanding of web technologies
7. Experience in REST API development using Django.
8. Strong hold on Apache
9. Integration of data storage solutions
10. Able to integrate multiple data sources and databases into one system
11. Understanding of JavaScript, and front-end JS frameworks like VueJS, React JS and Angular JS
12. Good communication skill
13. .net/.NET core will be an added advantage

Required Skills

• Proficiency in CS concepts such as Data Structures, Algorithms and Operating systems.
• More than 2 years of experience in a development Team with very good knowledge and hands-on experience using Java technologies.
• Knowledge of Java MVC Framework Spring MVC / Spring Boot.
• Good SQL and NoSQL skills
• Knowledge of/experience developing Web APIs using RESTFUL services.
• Deep expertise in at least one programming language & tech stack to write maintainable, scalable, unit-tested code - preferably Java.

Good to Have

• Strong object-oriented design skills, knowledge of design patterns, and an uncanny ability to design intuitive module and class-level interfaces.
• Participation in open source projects.
• Active involvement in solving problems on Github, Stackoverflow and similar other community groups
• Hands on experience on PubSub patterns such as Kafka / RMQ
• Experience with full life cycle development in any programming language on a Linux platform

Responsibilities and Duties

• You will translate high level business problems into scalable design and code.
• Create libraries & Utilities for larger consumption.
• Should understand and have knowledge on the application security practices/vulnerabilities.
• You will write performant, unit-tested code, develop object-oriented models and design data structure for new software projects taking systems aspects into account.