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About Us
Binocs.co empowers institutional lenders with next-generation loan management software, streamlining the entire loan lifecycle and facilitating seamless interaction among stakeholders.
Team: Binocs.co is led by a passionate team with extensive experience in financial technology, lending, AI, and software development.
Investors: Our journey is backed by renowned investors who share our vision for transforming the loan management landscape: Beenext, Arkam Ventures, Accel, Saison Capital, Blume Ventures, Premji Invest, and Better Capital.
What we're looking for
We seek a motivated, talented, and intelligent individual who shares our vision of being a changemaker. We value individuals dissatisfied with the status quo, strive to make improvements, and envision making significant contributions. We look for those who embrace challenges and dedicate themselves to solutions. We seek individuals who push for data-driven decisions, are unconstrained by titles, and value collaboration. We are building a fast-paced team to shape various business and technology aspects.
Responsibilities
- Be a part of the initial team to define and set up a best-in-class digital platform for the Private Credit industry, and take full ownership of the components of the digital platform
- You will build robust and scalable web-based applications and need to think of platforms & reuse
- Driving and active contribution to High-Level Designs(HLDs) and Low-Level Designs (LLDs).
- Collaborate with frontend developers, product managers, and other stakeholders to understand requirements and translate them into technical specifications.
- Mentor team members in adopting effective coding practices. Conduct comprehensive code reviews, focusing on both functional and non-functional aspects.
- Ensure the security, performance, and reliability of backend systems through proper testing, monitoring, and optimization.
- Participate in code reviews, sprint planning, and agile development processes to maintain code quality and project timelines.
- Simply, be an owner of the platform and do whatever it takes to get the required output for customers
- Be curious about product problems and have an open mind to dive into new domains eg: gen-AI.
- Stay up-to-date with the latest development trends, tools, and technologies.
Qualifications
- experience in backend development
- Proficiency in at least one backend programming language (e.g.,Python, Golang, Node.js, Java) & tech stack to write maintainable, scalable, unit-tested code.
- Good understanding of databases (e.g. MySQL, PostgreSQL) and NoSQL (e.g. MongoDB, Elasticsearch, etc)
- Solid understanding of RESTful API design principles and best practices.
- Experience with multi-threading and concurrency programming
- Extensive experience in object-oriented design skills, knowledge of design patterns, and huge passion and ability to design intuitive module and class-level interfaces.
- Experience of cloud computing platforms and services (e.g., AWS, Azure, Google Cloud Platform)
- Knowledge of Test Driven Development
Good to have
- Experience with microservices architecture
- Knowledge of serverless computing and event-driven architectures (e.g., AWS Lambda, Azure Functions)
- Understanding of DevOps practices and tools for continuous integration and deployment (CI/CD).
- Contributions to open-source projects or active participation in developer communities.
- Experience working LLMs and AI technologies
Requirements
- 2+ years of experience in the Development of JAVA technology.
- Strong Java Basics
- Linux
- SpringBoot or Spring MVC
- Hands-on experience in Relational Databases (SQL query or Hibernate) + Mongo (JSON parsing)
- Proficient in REST API development
- Messaging Queue (RabitMQ or Kafka)
- Microservices
- Java 8
- Any Caching Mechanism
- Good at problem-solving
Good to Have Skills:
- 2+ years of experience in using Java/J2EE tech stacks
- Good understanding of data structures and algorithms.
- Excellent analytical and problem-solving skills.
- Ability to work in a fast-paced internet start-up environment.
- Experience in technical mentorship/coaching is highly desirable.
- Understanding AI/ML algorithms is a plus.



Job Description
· Strong Core Java / C++ experience with Strong Handson Coding
· Excellent understanding of Logical ,Object-oriented design patterns, algorithms and data structures.
· Sound knowledge of application access methods including authentication mechanisms, API quota limits, as well as different endpoint REST, Java etc
· Strong exp in databases - not just a SQL Programmer but with knowledge of DB internals
· Sound knowledge of Cloud database available as service is plus (RDS, CloudSQL, Google BigQuery, Snowflake )
· Experience working in any cloud environment and microservices based architecture utilizing GCP, Kubernetes, Docker, CircleCI, Azure or similar technologies


-A premium college gratduate is required.
-Strong experience in Data Structures and Algorithms.
-Should have good understanding of databases and storage fundamentals.


Job Position: JAVA Software Engineer
Job Location: Bangalore
Experience: 2 to 12 years
Job Responsibilities:
• Responsible for developing Web Applications using J2EE components.
• Responsible for developing standalone applications using Core Java and JDBC.
Desired Qualification: BE / B.Tech / MCA / MSc in Computer Science or IT
Added advantage: Sun Certified Java Programmer (SCJP), Sun Certified Web Component Developer (SCWCD) certification
Desired Skills:
- Strong skills in JAVA programming languages and focus specially on the following areas Servlets, JSP, Web Services, Struts framework, JDBC/JPA/mybatis (ibatis)/Hibernate, Threads, Collections and Design Patterns.
- Strong skills in web technologies HTML 4/5, JQuery, AJAX, Java Script and CSS.
- Thorough understanding of Object Orientation.
- Above average skills in SQL with familiarity in any of the standard RDBMS – MySQL, MSSQL or Oracle.
- Must have good written and oral communication in English language.
- Must be completely hands-on and an individual contributor and a self-starter; must be able to complete assignments (suitable to his/her experience) with minimal assistance.
- Very good at Analytical and Logical skills.
- Solid understanding of the web development lifecycle.
- Ability to learn quickly and deliver software on time.

What is the role?
You will be focusing on development of all server-side logic, definition, and maintenance of the central database. With your expertise in Node.js and as a full stack developer you will be managing the interchange of data between the server and the users.
Key Responsibilities
- Design and develop SaaS-based applications based on microservices architecture
- Driving innovations in the platform constantly
- Estimate efforts, identify risks, devices and meets project schedules
- Mentors/coaches engineers and provide technical leadership
What are we looking for?
An enthusiastic individual with the following skills. Please do not hesitate to apply if you do not match all of it. We are open to promising candidates who are passionate about their work and are team players.
- BS/MS in Computer Science or equivalent.
- 3-6 years of strong design/development experience in building massively large-scale distributed internet systems and products
- Strong understanding of DevOps tasks, CI/CD
- Excellent communication and interpersonal skills
- Have keen eye to detail
- Displayed effectiveness in being a team player, have a proven track record of performance
- Enjoys working on challenging assignments and is result oriented
- Self-starter, self-motivated and work with minimal supervision
- Agile and display flexibility in swiftly adapting to change in work requirement
Strong proficiency in –
- JavaScript, Node.js and frameworks available for it
- Code versioning tools, such as Git
- NoSQL and RDBMS systems
- Push-pull systems like Kafka, Redis
- Data structures & algorithms skills
Good to have experience –
- Programming languages like Python, Golang, ReactJs
Be familiar with –
- Designing highly available solutions, fault-tolerant systems, microservices architecture, REST APIs for on-premises, cloud (Google Cloud Platform or Amazon Web Services or Microsoft Azure), or hybrid infrastructure.
- Modern container technologies such as Docker, Kubernetes
- Server-side templating languages such as Jade, EJS etc
- Open source software, frameworks, and broader cutting-edge technologies
Whom will you work with?
You will closely work with the engineering team and support the Product Team of Plum.
What can you look for?
A wholesome opportunity in a fast paced environment that will enable you to juggle between concepts, interact and share your ideas and have loads of learning while at work. This role will help you learn what and how ledgers work in a high volume traffic system. Will learn microservice for a high availability system. Work with a team of highly talented young professionals and enjoy the benefits of being at Xoxoday.
We are
A fast growing SaaS commerce company based in Bangalore with offices in Delhi, Mumbai, SF, Dubai, Singapore and Dublin. We have three products in our portfolio: Plum, Empuls and Compass. Xoxoday works with over 1000 global clients. We help our clients in engaging and motivating their employees, sales teams, channel partners or consumers for better business results.
Way forward
We look forward to connecting with you. As you may take time to review this opportunity, we will wait for a reasonable time of around 3-5 days before we screen the collected applications and start lining up job discussions with the hiring manager. We however assure you that we will attempt to maintain a reasonable time window for successfully closing this requirement. The candidates will be kept informed and updated on the feedback and application status.



