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Product Owner
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Product Owner at IT Clients · Pune · 5 - 10 years · ₹1L - ₹16L / yr · Posted 23 Jul 2025

kaldan soft's logo

Product Owner

at IT Clients

Agency job
5 - 10 yrs
₹1L - ₹16L / yr
Pune
Skills
Product owner
Payments
skill iconSwift
RTGS

Job Title: Product Owner – Payments & Funds Transfer

Location: Pune, India

Experience: 5+ Years

Employment Type: Full-time


Job Summary:

We are looking for a skilled and driven Product Owner with proven experience in business and systems analysis within the Payments and Funds Transfer domain. The ideal candidate will possess deep domain knowledge of SWIFT, Clearings, RTGS, and familiarity with SEPA, CHIPS, and Fedwire. You will serve as the key liaison between business stakeholders and technical teams to define, prioritize, and deliver impactful product features in a fast-paced financial services environment.

Key Responsibilities:

  • Act as the primary point of contact for product features and roadmap in the Payments domain.
  • Gather, analyze, and translate business and system requirements into detailed user stories and product backlogs.
  • Collaborate with cross-functional teams including developers, QA, business analysts, and stakeholders.
  • Own and manage the product backlog; prioritize features based on business value and technical feasibility.
  • Conduct gap analysis, define workflows, and ensure business rules and compliance requirements are captured.
  • Participate in agile ceremonies such as sprint planning, reviews, and retrospectives.
  • Provide subject matter expertise in payment systems, clearing mechanisms, and regulatory compliance.

Required Skills & Experience:

  • Minimum 5 years of experience as a Product Owner or Business/System Analyst in the Payments/Funds Transfer domain.
  • Strong understanding of SWIFT, RTGS, and Clearing Systems.
  • Working knowledge of SEPA, CHIPS, Fedwire is a plus.
  • Proven experience translating business needs into functional and technical specifications.
  • Familiarity with Agile/Scrum methodology and tools like Jira, Confluence, etc.
  • Excellent communication, stakeholder management, and problem-solving skills.
  • Bachelor’s degree in Computer Science, Finance, Business, or related field.
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Full Stack Developer - Averlon
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Own the requirements lifecycle—from stakeholder interviews and business analysis to comprehensive BRDs, PRDs, and FRDs. Hunt down functional bottlenecks and logical gaps before they reach development, translate complex wealth management workflows into unambiguous engineering specs, and keep the product pipeline airtight without cutting corners.

 

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Documentation Mastery (BRD, PRD, FRD)  

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Gap Analysis & Requirements Engineering  

Proactively hunt for functional gaps, logical flaws, and edge cases in proposed features. Conduct rigorous root-cause analysis on requirement mismatches and clarify cross-system dependencies. You identify what is missing from a spec before engineering even looks at it.

 

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Process & Workflow Mapping  

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UAT & Quality Assurance Support  

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Backlog Grooming & Refinement Support  

Collaborate with Product Managers/Owners to help refine, prioritize, and structure the product backlog. Ensure user stories are fully fleshed out with technical constraints, business rules, and precise acceptance criteria prior to sprint planning.

 

THIS ROLE IS NOT FOR YOU IF...  

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Domain Knowledge (Bonus Points):  

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WHY JOIN US?  

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  • You Matter: You’ll be a core contributor with a clear growth trajectory, not just a small cog in a huge wheel.
  • Real Responsibility: Get competitive compensation and the flexibility that comes with proving yourself in a fast-growth, results-oriented environment.

 

OUR HIRING PROCESS  

  1. Application & Initial Screen: Quick application with a few brief questions. (5 min)
  2. Online Challenge: Showcase your aptitude, documentation skills, and gap-analysis capabilities. (70-90 min)
  3. People Sync: Cultural and value alignment conversation. Do we think alike? (30 min)
  4. Deep Dive In-Person Interview: Discussion with product and senior leadership on requirement structuring. (1 hour)
  5. Founder Vision Alignment: Meet leadership to discuss product impact and your role in scaling. (1 hour)
  6. Offer & Onboarding: Reference and BGV checks post-offer.

 

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  • Excellent communication, presentation, facilitation, and stakeholder management skills.
  • Strong understanding of Agile/Scrum methodologies and end-to-end product delivery.
  • Ability to collaborate effectively with engineering, architecture, UX, QA, data, and AI/ML teams.
  • Strong analytical, problem-solving, and decision-making capabilities.
  • Ability to manage ambiguity, multiple workstreams, and senior client stakeholders.


Qualifications

  • B.E./B.Tech in Computer Science, Information Technology, Engineering, or an equivalent discipline.
  • MBA or certifications in Product Management, Business Analysis, or related fields preferred.
  • 10+ years of experience in Product Management, Product Ownership, or Business Analysis.
  • Experience working in Agile/Scrum environments with cross-functional technology teams.
  • CSPO, PSPO, CBAP, or CCBA certifications are desirable.

Location - India (Remote)

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  • Lead or contribute to RFP responses, proposals, client discovery sessions, workshops, and solution presentations.
  • Understand client challenges and translate them into digital transformation, modernization, and AI-driven product opportunities.
  • Develop solution concepts, use cases, product capabilities, roadmaps, value propositions, and implementation strategies.
  • Partner with engineering, UX, architecture, delivery, and commercial teams to define scope, estimates, assumptions, dependencies, risks, and solution feasibility.
  • Support client engagements and identify opportunities for account growth through product enhancements, modernization initiatives, and AI adoption.

Product Delivery & Governance

  • Partner with UX, engineering, QA, architecture, and delivery teams to ensure successful product execution and delivery.
  • Facilitate sprint planning, backlog refinement, UAT/SIT activities, release planning, production validation, and defect prioritization.
  • Monitor product KPIs, delivery metrics, adoption, business outcomes, risks, and dependencies.
  • Drive stakeholder alignment and continuous improvement throughout the product lifecycle.
  • Mentor and guide Product Managers and product team members to strengthen product thinking, decision-making, stakeholder management, and delivery excellence.

Customer & Business Outcomes

  • Leverage customer feedback, product analytics, experimentation, and market insights to drive continuous product improvement.
  • Lead adoption and successful rollout of new capabilities through effective stakeholder engagement, communication, and change management.
  • Ensure products and solutions deliver measurable customer, business, and operational outcomes.

Core Competencies

  • Product strategy, discovery, roadmap planning, prioritization, and backlog management.
  • Generative AI, AI product thinking, AI use-case identification, and digital innovation.
  • Presales, consulting, solutioning, RFP response management, and client engagement.
  • Strong business acumen with the ability to connect technology initiatives to business outcomes.
  • Excellent communication, presentation, facilitation, and stakeholder management skills.
  • Strong understanding of Agile/Scrum methodologies and end-to-end product delivery.
  • Ability to collaborate effectively with engineering, architecture, UX, QA, data, and AI/ML teams.
  • Strong analytical, problem-solving, and decision-making capabilities.
  • Ability to manage ambiguity, multiple workstreams, and senior client stakeholders.

Qualifications

  • B.E./B.Tech in Computer Science, Information Technology, Engineering, or an equivalent discipline.
  • MBA or certifications in Product Management, Business Analysis, or related fields preferred.
  • 10+ years of experience in Product Management, Product Ownership, or Business Analysis.
  • Experience working in Agile/Scrum environments with cross-functional technology teams.
  • CSPO, PSPO, CBAP, or CCBA certifications are desirable.
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Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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