Sapat International Pvt Ltd

Since 2015, Kanerika has been helping businesses turn ideas into impactful software products. With over 75 years of collective expertise, our team brings together deep product engineering knowledge and a passion for solving complex challenges. We focus on building software that is not just functional but transformative—solutions that create lasting value for our clients.

At Kanerika, we believe great outcomes come from strong partnerships, proven experience, and creative thinking. That’s why we keep our team lean, our approach hands-on, and our commitment unwavering: to deliver products that exceed expectations every time.

IndieFolio is a curated marketplace of top-notch creative talent wherein we enable marketing, product, and creative teams to work with freelance talent and scale creative operations, on-demand. Our mission is to challenge traditional employment by offering independent professionals a new way to work. We are supported by some leading angels in India, who come from diverse backgrounds in design, marketing, finance, and law. We have crossed INR 5 crores in transactions executed on IndieFolio. We are at a 500%+ annual growth rate, scaling our team and operations in sync, and looking to work with independent, responsible, and accountable individuals.

Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.

Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.

Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc. This uniquely positions us to eliminate friction in first & last mile of payments and create a sustainable digital payment ecosystem.