CREDRIGHT

About Us:-

FlexiLoans, a dynamic digital financing platform, emerged with a mission to address the challenges that small businesses encounter in securing quick, flexible, and adequate funds to foster their growth. With a vision to provide "Financial access at a click," our team comprises seasoned professionals from diverse backgrounds, including ex-founders, investment bankers, and experts in e-commerce and payments, all driven by a passion to make a positive impact on the lives of over 70 million MSME businesses in India.

As pioneers in the ecosystem-based digital lending landscape for small businesses in India, FlexiLoans.com has disrupted the conventional lending model. Remarkably, we have successfully disbursed over 58,000+ loans, totaling over Rs. 3,000 crores, to small-sized businesses across 1,600+ cities – all without maintaining a physical branch. Our strength lies in leveraging cutting-edge technology and innovative risk models, focusing on alternative and surrogate methods for customer scoring.

Our 100% digital origination process is fortified by over 100 embedded partnerships with industry giants such as Amazon, Flipkart, Nykaa, Paisabazaar, and more, facilitating seamless credit access for MSME businesses. Founded by CA/ISB alumni, FlexiLoans has garnered support from marquee funds and high-net-worth individuals, including MAJinvest, Fasanara Capital, Sanjay Nayar, Dr. Harry Banga, Yogesh Mahansaria, Gunit Chaddha, Anil Jaggia, Vikram Sud, Narayan Seshadri, Gopal Srinivasan, and Siddharth Parekh.

Explore our diverse range of financial solutions on our website: https://www.flexiloans.com/. Join us in revolutionizing financial access for small businesses, one click at a time.

Why Join Us:-

At FlexiLoans we are a three-time certified ‘Great Place to Work’ workplace. You will be working with top-tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front-row seat to the MSME Fintech revolution in India.

About Credflow

Imagine a business- always stressed with increasing outstanding dues in the market, pressure from vendors and other creditors to pay off debts, managing operations, sourcing material and the list is endless! Now imagine the plight of millions of such businesses globally. 

At Credflow, we are solving SME's most pressing problem of cash flow management. We are a full-stack cash flow management solution automating accounts receivables and building multiple stacks of financial solutions on top of that. 

We have seen pretty good traction in the past few months, achieved product-market fit and are scaling fast. We already have more than 12 Lakh businesses on the Credflow network and more than INR 35,000cr worth of invoices on the platform. Above all, we have a gold mine waiting to be unlocked - the humongous amount of financial data flowing through our servers!

We have recently raised a 2.2 Million $ seed round from marquee VC Funds.

About the founding team

Kunal Aggarwal, a serial entrepreneur who graduated from IIT Delhi and started Rawble in March 2018. He understands the problems faced by SMEs and the cashflow hassles in scaling a business. 

What you will get working at Credflow

• Chance to be with the right team, at the right time
• Work as part of the core team and experience the aspects of growing a business exponentially
• Get a deep understanding of the Fintech domain and unleash your potential to create an impact.

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.