Credgenics

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

In today’s data-driven market, making informed business decisions requires access to accurate and timely information. Credhive provides everything you need—from detailed Business Information Reports to advanced tools for B2B lead generation and company verification.

Crediwatch is an automated & intelligent data curation platform which helps businesses make faster and smarter decisions.

Crediwatch aids sophisticated credit and other risk assessment models by providing data intelligence, predictive analysis, decision enabling technologies which maximise customer profitability and performance. Crediwatch is a digital data bank which uses advanced computational techniques to give you real time insights on a customer, competitor or vendor.

We have created over 18 million risk profiles of companies, individuals & unregistered small businesses and connected the dots of intercorporate relationships. We are working with leading financial institutions and organisations to help bridge the data gaps and provide essential services like finance to the underbanked and promote greater transparency & integrity in business.  

Crediwatch has received accolades in Citibank Tech4Integrity challenge (worldwide), Barclays Rise accelerator and Tech30 by YourStory to name a few. We are based in the heart of Bangalore and are growing fast.

Credmint — where innovation meets intelligent finance. We are a next-generation AI-driven digital banking and financial technology platform built to help modern businesses manage, move, and optimize money with confidence.

At Credmint, we believe the future of finance lies at the intersection of technology, automation, and artificial intelligence.

Our platform empowers businesses to simplify financial operations, enhance compliance, reduce risk, and unlock smarter decision-making — all through a single, secure ecosystem.

Credmint Innovation Pvt. Ltd. is a forward-thinking fintech company dedicated to transforming the way businesses access and manage financial services. We are not a bank — we are a technology enabler that builds robust digital financial infrastructure for enterprises, startups, and institutions.