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The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college
A global business process management company
B1 – Data Scientist - Kofax Accredited Developers
Requirement – 3
Mandatory –
- Accreditation of Kofax KTA / KTM
- Experience in Kofax Total Agility Development – 2-3 years minimum
- Ability to develop and translate functional requirements to design
- Experience in requirement gathering, analysis, development, testing, documentation, version control, SDLC, Implementation and process orchestration
- Experience in Kofax Customization, writing Custom Workflow Agents, Custom Modules, Release Scripts
- Application development using Kofax and KTM modules
- Good/Advance understanding of Machine Learning /NLP/ Statistics
- Exposure to or understanding of RPA/OCR/Cognitive Capture tools like Appian/UI Path/Automation Anywhere etc
- Excellent communication skills and collaborative attitude
- Work with multiple teams and stakeholders within like Analytics, RPA, Technology and Project management teams
- Good understanding of compliance, data governance and risk control processes
Total Experience – 7-10 Years in BPO/KPO/ ITES/BFSI/Retail/Travel/Utilities/Service Industry
Good to have
- Previous experience of working on Agile & Hybrid delivery environment
- Knowledge of VB.Net, C#( C-Sharp ), SQL Server , Web services
Qualification -
- Masters in Statistics/Mathematics/Economics/Econometrics Or BE/B-Tech, MCA or MBA
We will build a comprehensive backtesting platform for trading in the NSE F&O segment.
Any knowledge of financial markets is a bonus
Job Description
Data scientist with strong background in data mining, machine learning, recommendation systems, and statistics. Should possess signature strengths of a qualified mathematician with ability to apply concepts of Mathematics, Applied Statistics, with specialization in one or more of NLP, Computer Vision, Speech, Data mining to develop models that provide effective solution.. A strong data engineering background with hands-on coding capabilities is needed to own and deliver outcomes.
A Master’s or PhD Degree in a highly quantitative field (Computer Science, Machine Learning, Operational Research, Statistics, Mathematics, etc.) or equivalent experience, 7+ years of industry experience in predictive modelling, data science and analysis, with prior experience in a ML or data scientist role and a track record of building ML or DL models.
Responsibilities and skills:
● Work with our customers to deliver a ML / DL project from beginning to end, including understanding the business need, aggregating data, exploring data, building & validating predictive models, and deploying completed models to deliver business impact to the organization.
● Selecting features, building and optimizing classifiers using ML techniques ● Data mining using state-of-the-art methods, create text mining pipelines to clean & process large unstructured datasets to reveal high quality information and hidden insights using machine learning techniques
● Should be able to appreciate and work on Computer Vision problems – for example extract rich information from images to categorize and process visual data— Develop machine learning algorithms for object and image classification, Experience in using DBScan, PCA, Random Forests and Multinomial Logistic Regression to select the best features to classify objects.
OR
● Deep understanding of NLP such as fundamentals of information retrieval, deep learning approaches, transformers, attention models, text summarisation, attribute extraction, etc. Preferable experience in one or more of the following areas: recommender systems, moderation of user generated content, sentiment analysis, etc.
OR
● Speech recognition, speech to text and vice versa, understanding NLP and IR, text summarisation, statistical and deep learning approaches to text processing. Experience of having worked in these areas.
Excellent understanding of machine learning techniques and algorithms, such as k-NN, Naive Bayes, SVM, Decision Forests, etc. Needs to appreciate deep learning frameworks like MXNet, Caffe 2, Keras, Tensorflow
● Experience in working with GPUs to develop models, handling terabyte size datasets ● Experience with common data science toolkits, such as R, Weka, NumPy, MatLab, mlr, mllib, Scikit-learn, caret etc - excellence in at least one of these is highly desirable ● Should be able to work hands-on in Python, R etc. Should closely collaborate & work with engineering teams to iteratively analyse data using Scala, Spark, Hadoop, Kafka, Storm etc.,
● Experience with NoSQL databases and familiarity with data visualization tools will be of great advantage
consulting & implementation services in the area of Oil & Gas, Mining and Manufacturing Industry
- Data Engineer
Required skill set: AWS GLUE, AWS LAMBDA, AWS SNS/SQS, AWS ATHENA, SPARK, SNOWFLAKE, PYTHON
Mandatory Requirements
- Experience in AWS Glue
- Experience in Apache Parquet
- Proficient in AWS S3 and data lake
- Knowledge of Snowflake
- Understanding of file-based ingestion best practices.
- Scripting language - Python & pyspark
CORE RESPONSIBILITIES
- Create and manage cloud resources in AWS
- Data ingestion from different data sources which exposes data using different technologies, such as: RDBMS, REST HTTP API, flat files, Streams, and Time series data based on various proprietary systems. Implement data ingestion and processing with the help of Big Data technologies
- Data processing/transformation using various technologies such as Spark and Cloud Services. You will need to understand your part of business logic and implement it using the language supported by the base data platform
- Develop automated data quality check to make sure right data enters the platform and verifying the results of the calculations
- Develop an infrastructure to collect, transform, combine and publish/distribute customer data.
- Define process improvement opportunities to optimize data collection, insights and displays.
- Ensure data and results are accessible, scalable, efficient, accurate, complete and flexible
- Identify and interpret trends and patterns from complex data sets
- Construct a framework utilizing data visualization tools and techniques to present consolidated analytical and actionable results to relevant stakeholders.
- Key participant in regular Scrum ceremonies with the agile teams
- Proficient at developing queries, writing reports and presenting findings
- Mentor junior members and bring best industry practices
QUALIFICATIONS
- 5-7+ years’ experience as data engineer in consumer finance or equivalent industry (consumer loans, collections, servicing, optional product, and insurance sales)
- Strong background in math, statistics, computer science, data science or related discipline
- Advanced knowledge one of language: Java, Scala, Python, C#
- Production experience with: HDFS, YARN, Hive, Spark, Kafka, Oozie / Airflow, Amazon Web Services (AWS), Docker / Kubernetes, Snowflake
- Proficient with
- Data mining/programming tools (e.g. SAS, SQL, R, Python)
- Database technologies (e.g. PostgreSQL, Redshift, Snowflake. and Greenplum)
- Data visualization (e.g. Tableau, Looker, MicroStrategy)
- Comfortable learning about and deploying new technologies and tools.
- Organizational skills and the ability to handle multiple projects and priorities simultaneously and meet established deadlines.
- Good written and oral communication skills and ability to present results to non-technical audiences
- Knowledge of business intelligence and analytical tools, technologies and techniques.
Familiarity and experience in the following is a plus:
- AWS certification
- Spark Streaming
- Kafka Streaming / Kafka Connect
- ELK Stack
- Cassandra / MongoDB
- CI/CD: Jenkins, GitLab, Jira, Confluence other related tools
at Persistent Systems
We have an urgent requirements of Big Data Developer profiles in our reputed MNC company.
Location: Pune/Bangalore/Hyderabad/Nagpur
Experience: 4-9yrs
Skills: Pyspark,AWS
or Spark,Scala,AWS
or Python Aws
Specialism- Advance Analytics, Data Science, regression, forecasting, analytics, SQL, R, python, decision tree, random forest, SAS, clustering classification
Senior Analytics Consultant- Responsibilities
- Understand business problem and requirements by building domain knowledge and translate to data science problem
- Conceptualize and design cutting edge data science solution to solve the data science problem, apply design thinking concepts
- Identify the right algorithms , tech stack , sample outputs required to efficiently adder the end need
- Prototype and experiment the solution to successfully demonstrate the value
Independently or with support from team execute the conceptualized solution as per plan by following project management guidelines - Present the results to internal and client stakeholder in an easy to understand manner with great story telling, story boarding, insights and visualization
- Help build overall data science capability for eClerx through support in pilots, pre sales pitches, product development , practice development initiatives
ears of Exp: 3-6+ Years
Skills: Scala, Python, Hive, Airflow, SparkLanguages: Java, Python, Shell Scripting
GCP: BigTable, DataProc, BigQuery, GCS, Pubsub
OR
AWS: Athena, Glue, EMR, S3, RedshiftMongoDB, MySQL, Kafka
Platforms: Cloudera / Hortonworks
AdTech domain experience is a plus.
Job Type - Full Time
This will include:
Scorecards
Strategies
MIS
The verticals included are:
Risk
Marketing
Product
- Build a team with skills in ETL, reporting, MDM and ad-hoc analytics support
- Build technical solutions using latest open source and cloud based technologies
- Work closely with offshore senior consultant, onshore team and client's business and IT teams to gather project requirements
- Assist overall project execution from India - starting from project planning, team formation system design and development, testing, UAT and deployment
- Build demos and POCs in support of business development for new and existing clients
- Prepare project documents and PowerPoint presentations for client communication
- Conduct training sessions to train associates and help shape their growth