Software Developer

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

We are looking for a Tech Lead — Credit & Blockchain Infrastructure to lead the architecture and execution of our core systems — spanning underwriting engines, credit lifecycle workflows, and blockchain-integrated capital markets infrastructure.

This is not a feature delivery role. This is a system ownership role.

You will be hands-on while leading a growing engineering team in a fast-moving, in-office environment.

What You’ll Own

• Define and evolve the long-term technical vision for Qiro’s programmable credit infrastructure — architecting cohesive systems that unify underwriting engines, credit lifecycle workflows, and tokenized capital markets.
• Own the end-to-end architecture of scalable backend platforms (Python and/or TypeScript), establishing clear boundaries between risk logic, platform APIs, and smart contract integrations while ensuring scalability, auditability, and extensibility.
• Build and standardize configurable underwriting and credit lifecycle systems — from onboarding and drawdown orchestration to repayment waterfalls and early closures — ensuring deterministic, traceable financial state transitions at institutional scale.
• Set integration and infrastructure standards across API contracts, data models, validation layers, and event-driven architectures, enabling reliable synchronization between off-chain services and on-chain contracts.
• Architect secure and resilient blockchain integrations, including wallet interactions, capital flow coordination, and observable on-chain/off-chain state reconciliation.
• Lead high-impact, cross-product initiatives from RFC and system design through production launch — validating architectural decisions, aligning stakeholders, and delivering measurable improvements in reliability, performance, and developer velocity.
• Elevate reliability and operational excellence by defining SLOs, strengthening CI/CD and observability practices, reducing latency, and minimizing systemic risk in financial workflows.
• Build and scale the engineering organization — mentoring senior engineers, shaping hiring standards, driving architecture reviews, and fostering a culture of ownership, craftsmanship, and first-principles thinking.
• Partner closely with Product, Design, Security, and Operations to translate complex lending and capital market mechanics into simple, robust platform primitives.

Who You Are

• 6-8+ years of engineering experience, with 3+ years in technical leadership roles.
• Strong backend architecture experience in Python and/or TypeScript.
• Comfortable designing distributed systems and financial workflows.
• Experience building fintech, lending, underwriting, trading, or blockchain-integrated systems.
• Strong understanding of API design, state management, and data modeling.
• Able to navigate ambiguity and build 0→1 infrastructure.
• Hands-on builder who leads by writing production-grade code.

We Value

• Experience with underwriting engines or policy-driven decision systems.
• Exposure to smart contracts and blockchain integrations.
• Familiarity with PostgreSQL and event-driven architectures.
• Experience in early-stage or high-growth startups.
• Strong product thinking and ability to translate complex financial logic into scalable systems.

Why Join Qiro

• Lead the architecture of a programmable credit infrastructure platform.
• Join the founding technical leadership team.
• High autonomy and ownership — your decisions shape the company.
• In-office collaboration in Bangalore for speed and iteration.
• Competitive compensation and meaningful equity.

Our Culture

We operate with:

• First-principles thinking
• Technical craftsmanship
• High ownership
• Fast execution with long-term architectural discipline

Role: Senior Backend Developer

Exp: 4 - 7 Years

CTC: up to 22 LPA

Key Responsibilities

• Design, develop, and maintain scalable applications using Java (Spring Boot) and Python (Flask).
• Build RESTful APIs and microservices following best practices.
• Implement event-driven architecture leveraging NATS messaging server.
• Deploy, manage, and optimize applications in Kubernetes and containerized environments.
• Develop and manage CI/CD pipelines, ensuring smooth deployment and delivery.
• Collaborate with cross-functional teams to deliver high-quality solutions.
• Write clean, maintainable, and well-documented code.
• Participate in code reviews and contribute to architectural decisions.
• Troubleshoot, debug, and optimize application performance.

Job Title: Backend Developer - Fintech

Responsibilities:

• Architect and Develop: Design, build, and maintain secure, scalable, and efficient RESTful APIs using Django Rest Framework, ensuring compliance with regulatory requirements.
• Collaborate: Work closely with cross-functional teams to gather requirements and translate them into technical specifications and actionable plans.
• Debug and Resolve: Identify and fix backend issues and bugs, ensuring a seamless user experience for financial applications.
• Optimize Systems: Continuously enhance backend systems for performance, scalability, and resource efficiency.
• Code Quality: Uphold high standards of code quality, organization, and implement automated testing processes to meet industry standards.
• Stay Updated: Keep abreast of fintech industry trends, technological advancements, and regulatory updates to continually improve backend architecture.

Requirements:

• Experience: 5+ years of proven experience in backend development with a strong skill set in Python and Django.
• API Development: Extensive experience in developing secure and compliant RESTful APIs using Django Rest Framework.
• Database Proficiency: In-depth knowledge of MySQL for database design, optimization, and maintenance; experience with MongoDB is a plus.
• DevOps: Proficiency in DevOps practices, including CI/CD pipelines, infrastructure as code, and containerization.
• Cloud Services: Exposure to cloud services (AWS, GCP) with an emphasis on security and regulatory compliance.
• Software Principles: Solid understanding of software development principles, design patterns, and best practices in the fintech domain.
• Agile Environment: Experience working in an Agile/Scrum development environment.
• Problem-Solving: Excellent problem-solving and analytical skills, with keen attention to detail.
• Collaboration: Strong communication and collaboration skills to work effectively in a team-oriented fintech environment.
• Version Control: Proficiency with Git for version control and collaborative development.

Preferred Skills:

• Asynchronous Processing: Familiarity with asynchronous task processing using Celery or similar technologies, especially in financial transaction processing.
• AWS Expertise: Strong knowledge of AWS services and infrastructure, including EC2, S3, RDS, Lambda, with a focus on security and compliance.
• GCP Expertise : VPC, Virtual Machines, SQL, IP whitelisting
• Caching Mechanisms: Experience with caching mechanisms (e.g., Redis) for optimizing real-time data access and processing.
• Continuous Learning: Eagerness to learn and adapt, staying updated with emerging technologies and methodologies in backend development and the fintech industry.

• BS in CS or EE or equivalent
• Experience working on large scale systems in rapid growth environments
• Experience with public cloud offerings (AWS, GCP, Azure)
• Solid programming skills; preferred experience in Java, and/or Python
• Experience with modern web frameworks, advanced algorithms/data intelligence, public
• cloud platforms and streaming data pipelines
• Familiarity with containerization, microservices architecture, continuous integration, and delivery
• 5+ years’ experience preferred

• We are looking to add a Software Engineer to contribute to the development, upgradation and management of our back end services for our website / PWA / app / chatbot / internal tools.
• You will be part of a lean team with a very steep learning / growth opportunity while working on and exploring some of the cutting edge technologies
• This is a full-time role in Mumbai with flexible working hours (including WFH)
• You will be working closely with the founder and be involved in strategic decisions such as back end architecture, tech stack selection, hiring, etc.
• We have multiple products in the pipeline and we need a strong team player who can contribute shoulder-to-shoulder with the existing team in the software development process.
• CTC offered: upto Rs. 22 Lakhs

• Must have qualities: logical & independent thinker; problem solver; result oriented; takes ownership; ability to work indepenently with end-to-end output delivery; ability to structure the code (to avoid rework in future)
• Experience in writing production quality code in NodeJS, Python, Java, or Ruby on Rails
• Hands on experience in design web application using ExpressJS, Koa, Django
• Experience in designing and developing REST API. Familiarity with GraphQL is a plus.
• Proficient in dealing with SQL and NoSQL databases like MySQL, PostgreSQL MongoDB, Elasticsearch.
• Experience with in-memory databases like Redis or MemCache; webserver like Apache, Nginx.
• Experience in stress testing and unit testing and familiarity with testing platforms is a plus
• Proven experience in implementing user authentication and authorization in distributed systems.
• Capability to integrate multiple data sources and databases into one system.
• Experience in designing and developing scalable system.
• Working experience with one of the cloud services like GCP, AWS , Digital Ocean, Azure, etc.
• Knowledge of low-code / no-code tools to expedite production is a plus
• Engineering degree; Computer Science preferably + minimum 2 years of work experience as a Back End Engineer (NOTE: Please do not apply if you do not meet this criteria)
• Clear communication, strong inter-personal skills

• Experience of a lifetime by disrupting the antiquated tech of Real Estate
• Steep learning curve with opportunity to
• Opportunity to generate immense wealth for yourselves from the equity allocation
• A good cash salary
• Standard perks (health insurance, medical benefits etc.)

1. CV screening
2. Coding Test
3. Technical Interview

What you need to have:

We are seeking a lead Python Developer to lead the backend efforts and, in the process design, develop, and deploy its customer centric applications.

The person will have the opportunity to design and build an early stage, rapidly evolving platform from scratch and carry out these primary responsibilities -

Optimize components for maximum performance across multiple devices and browsers

Write performant REST APIs for both internal and external consumption

Build micro services and their deployment process

Work with problems of scale, leveraging technologies that are distributed in nature.

Perform code reviews

Required qualifications and must have skills

Excellent analytical and problem-solving skills

Proven-deep-expertise with Python programming (4+ years of hands-on experience in Python and backend development)

Building performant and scalable applications from scratch

Experience in working with frameworks like Django, Flask, etc.

Experience with building APIs and services using REST, SOAP, etc.

Experience with any RDBMS and strong SQL knowledge

Comfortable with Unix / Linux command line

Object-oriented concepts & design patterns

Sytem and database desinging skills

Nice to have Skills

Knowledge of other programming languages beyond Python

Familiarity with managing infrastructure on AWS/GCloud

Experience with working with/building data analytics pipleline

Familiarity with NoSQL databases

Good understanding of Docker and container platforms like Mesos and Kubernetes

Security-first architecture approach

Application benchmarking and optimization

Interpersonal Attributes

You are driven by the impact your work creates

You can answer the why behind any technological choice you make

You can work independently as well as part of a team

The ideal candidate is a self-motivated, multi-tasker, and demonstrated team-player. You will be a senior developer responsible for the development of new software products and enhancements to existing products. You should excel in working with large-scale applications and frameworks and have outstanding communication and leadership skills.

Responsibilities:

• Writing clean, high-quality, high-performance, maintainable code
• Develop and support software including applications, database integration, interfaces, and new functionality enhancements
• Coordinate cross-functionally to insure project meets business objectives and compliance standards
• Support test and deployment of new products and features
• Participate in code reviews

Requirements:

• B.Tech from Tier 1 College.
• 3+ yrs of experience, at least 2 yrs of experience with Python and Django.
• Expertise in Object Oriented Design, Database Design, and XML Schema
• Experience with Agile or Scrum software development methodologies
• Ability to multi-task, organise, and prioritise work