Developer

Job Description:

We’re looking for a Software Engineer who’s passionate about building scalable, high-performance applications using Java and Kotlin on AWS. You’ll collaborate closely with cross-functional teams — including DevOps, QA, and Product — to design, develop, and deliver robust software solutions.

Our culture values collaboration, ownership, and continuous learning. We embrace modern technologies to solve real-world problems and continuously evolve our platform to meet changing business needs.

Key Responsibilities

• Develop and enhance features to collect, process, and deliver user-generated content.
• Collaborate with engineers, product managers, and designers to build end-to-end solutions.
• Write clean, maintainable, and efficient code following best practices.
• Participate in design discussions, code reviews, and technical brainstorming sessions.
• Identify and fix performance bottlenecks and technical issues.
• Contribute to CI/CD pipelines, infrastructure automation, and developer tooling initiatives.
• Maintain and improve application reliability, scalability, and security.

Required Skills & Experience

• 4+ years of full-stack development experience using Java/Kotlin and AWS.
• Hands-on experience in API development for front-end applications.
• Strong understanding of relational databases (PostgreSQL, MySQL) and handling large datasets.
• Experience working with CI/CD tools (CircleCI, GitHub Actions, Drone).
• Experience with Infrastructure as Code using Terraform.
• Exposure to event-driven architectures (SQS, SNS, Kafka, Kinesis, Pub/Sub) and idempotent patterns.

Nice-to-Have Skills

• Familiarity with automated database migration tools (Liquibase, Flyway).
• Experience with cloud storage (AWS S3, GCP Cloud Storage, Azure Blob) or document data stores (DynamoDB, MongoDB).
• Experience containerizing applications using Docker and deploying to ECS or Kubernetes.
• Proficiency with Git and collaborative development workflows.
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We are looking for an Engineering Lead to own the entire technology stack — from onboarding and underwriting to disbursals, repayments, and collections — and to build the engineering function into something genuinely AI-native. 

What You'll Own 

● Full tech stack: backend, frontend, infrastructure, integrations, and data pipelines 

● Real-time underwriting and decisioning systems 

● LOS/LMS architecture — onboarding, disbursals, repayments, and collections

● Integrations with bureaus, KYC providers, account aggregators, and payment gateways 

● Reconciliation systems — disbursement, repayment, and NACH reconciliation end-to-end 

● AWS infrastructure: scaling, reliability, uptime, and cloud cost ownership ● Data infrastructure for the credit and risk team — feature pipelines, model serving, experiment infrastructure 

● Engineering leadership: hiring, sprint planning, code reviews, and execution standards 

● Compliance systems: RBI guidelines, DPDP, KYC/AML, e-NACH, e-sign 

AI-Native Engineering 

This is a core part of the role, not a bonus. You will build a machine-readable knowledge base of the entire codebase — architecture, data models, service contracts, coding standards, decision history — so that AI agents working on code have the context to produce accurate, consistent output. You will build skills for code review, developer onboarding, and recurring engineering workflows. You will build a code review pipeline where agents do the first pass on every pull request. The knowledge base and the skills improve over time as the team grows and the product evolves. 

What We're Looking For 

● 7+ years in software engineering, with at least 2 years leading teams or architecture

● Strong hands-on experience with Python, Django, and React Native

● Deep expertise in AWS and cloud-native architecture 

● Experience with both SQL and NoSQL databases 

● Strong understanding of distributed systems, microservices, and API design

● Experience owning reconciliation or payment flow infrastructure in a lending or payments context

● Prior experience in fintech / NBFC / digital lending — mandatory

● Strong understanding of the full loan lifecycle — mandatory 

● You have used LLMs seriously as engineering tools and have strong opinions about what makes AI-assisted development produce good output versus mediocre output 

Bonus: Kubernetes / Kafka, AI/ML-driven underwriting, Account Aggregator framework, e-NACH / e-Sign / Video KYC integrations 

What Success Looks Like 

● scales with strong uptime, performance, and reliability

● Reconciliation runs cleanly — no financial discrepancies surface late ● A new engineer joins and is writing standard, correct code within their first week

● The credit team is never blocked on an engineering dependency 

● Engineering health metrics are tracked and visibly improving 

● AI agents are doing the structured first pass on code reviews, and the system gets smarter over time 

We’re looking for a hands-on builder who can thrive in a fast-paced startup environment. You’ll own features end-to-end, from designing architecture to writing clean, reusable code, testing, deploying, and iterating fast.

What you’ll do

• Build and scale web + mobile applications using Python (Django) and React Native/React.
• Design, develop, and deploy cloud-native solutions using AWS services.
• Work with both SQL and NoSQL databases (PostgreSQL, DynamoDB).
• Ensure applications are secure, scalable, and performance-optimized.
• Collaborate closely with product, design, and business teams to ship features at lightning speed.
• Take ownership of problems - from brainstorming and architecture to debugging in production.
• Bring startup energy: move fast, learn fast, and don’t be afraid to get your hands dirty.

What we’re looking for

• 1-3 years of experience in full-stack development.
• Strong experience in Python (Django).
• Proficiency in React Native/React, with solid knowledge of JavaScript.
• Experience with AWS services (serverless, EC2, S3, etc.).
• Experience with docker or kubernetes.
• Hands-on with databases: PostgreSQL, DynamoDB.
• Strong understanding of data structures, design patterns, and microservices architecture.
• Proficiency with Git and version control workflows.
• A product-first mindset, balancing code quality with speed of execution.
• Great communication skills, detail-oriented, and a true team player.
• Bonus - If you are an AI native developer and try to solve problems using AI

Role & Responsibilities:

Develop and deliver defect free, web-based applications using C#, ASP.Net and Oracle as per the specifications provided by the Business Analysts.

• Read and Understand the Functional and Technical Specification and have complete understanding of the work before commencing the work
• Design, develop, and unit test applications in accordance with established standards.
• Adhering to high-quality development principles while delivering solutions on-time.
• Adhere to the Quality Management Standards established in the organization.
• Understanding of the SDLC process defined in the organization and follow it without any deviation
• Providing third-level support to the support tickets raised by the business users
• Analyzing and resolving technical and application Logic related problems
• Ensure high performance in the application by developing efficient code

Ideal Candidate:

• Strong .NET Senior Software Engineer Profile
• Must have 5+ years of hands-on development experience with C#.NET, ASP.NET, ADO.NET.
• Must have 3+ years of experience in web application development using HTML, CSS, JavaScript/jQuery
• Must have strong experience in Writing Complex SQL Queries, Stored Procedures, Functions using Oracle / SQL Server.
• Must have experience in designing, developing, and unit testing applications with SDLC compliance
• Experience with AJAX, Crystal Reports, and front-end validations using JavaScript/jQuery.
• ME/MTech (CS) or BE/BTech (CS).

TECHNICAL SKILLS REQUIRED:-

• Technical Competencies: HTML5, CSS, JS, jQuery, Angular JS, Ajax, JSON, SOAP, REST, cross browser compatibility, Responsive web design (RWD), version control, Web service integration.
• Deep knowledge of NodeJS, Angular2+ Version and MondoDB.
• Candidate should be proficient in both front-end and back-end development, including solution stacks like MEAN, and server-side technologies like Node.js.

JOB DESCRIPTION:-

Full Stack Developers are responsible for developing and designing front end web architecture, ensuring the responsiveness of applications and working alongside graphic designers for web design features, among other duties.

 He/She will be required to see out a project from conception to final product, requiring good organizational skills and attention to detail.

•  JAVA/J2EE (Mandatory)
• HTML/CSS – Basics would suffice
• JavaScript, JQuery, JQWidgets – Must be proficient and core skill requirement

•  .NET Framework (v4.5 and above) + C# (v5 and above) programming language: Core skill set and mandatory
• Windows WCF (SOAP) /Web-API (REST using JSON): Must be proficient
• Windows Server knowledge – IIS + Windows services: Basics from deployment perspective
• MS SQL server: Must be proficient with queries and database objects

• Minimum 3 years as a technical lead
• Experience in Business, Data, Technical Architecture and leveraging tools
• Ability to triage complex problems into smaller units that are amenable to being solved.
• Inquisitive and analytical mind
• Proven ability to manage non-direct reports to achieve results and to work in a multi-cultural multi-functional environment where consensus is critical for success
• Customer and end-user focused and have excellent oral and written communications skills