Cutshort logo
For Employers
Poonawalla Fincorp logo
Area Credit Manager (Pre Owned Cars)
Area Credit Manager (Pre Owned Cars)

Area Credit Manager (Pre Owned Cars) at Poonawalla Fincorp · Mysore, Chennai · 3 - 6 years · ₹8L - ₹10L / yr · Profitable · Posted 30 Oct 2024

Syncro Squad's logo

Area Credit Manager (Pre Owned Cars)

Agency job
3 - 6 yrs
₹8L - ₹10L / yr
Mysore, Chennai
Skills
Underwriting
Financial analysis

Job Profile:-

  • Appraising credit proposals and scrutinizing relevant documents prior to sanctioning and disbursement of pre owned car and ensuring compliance with organizational policies.
  • Conducting comprehensive study of creditworthiness of individual clients by supervising data verification and field investigation activities.
  • Evaluating financial statements of various clients and availing approval of quantum of credit considering all deviations as per policy.
  • Interacting with the Field investigation FI and Risk Control Unit RCU agencies, visiting them regularly to resolve their queries, providing valuable feedback to enhance their report quality and ensure seamless execution of business operations.
  • Conducted surprise visits to some customers to cross check the authenticity of the FI and RCU reports in turn avoiding fraud cases and minimizing the loses.
  • Successfully maintained a Login to disbursement turn around time of 7days and a loan processing turn around time of 48 hours inclusive of FI and RCU process completion
  • Pivotal in achieving minimal number of operational errors related to files disbursed.
  • Implementing various trackers and reporting systems, preparing daily MIS and monthly branch reports for monitoring business performance.
  • Successfully improved the branch profitability by constantly supervising the operations costs.
  • Mentoring & motivating the CPA team force, imparting continuous on job training on various changes in the policy for accomplishing greater operational effectiveness.
  • Conducting programmes to enhance efficiency in various business operations, setting up sales objectives and streamlining processes to ensure smooth functioning of sales and credit operations.
  • Channel Management-Supervising management of files logged in through the alternate Channel as this is one of the most profit making product for the company.
  • Implementing result oriented recovery plans, made Business development visits mandatory for high value disbursement rendering regular feedback to the collections team on portfolio performance


Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About Poonawalla Fincorp

Founded :
1988
Type :
Products & Services
Size :
1000-5000
Stage :
Profitable

About

Magma Fincorp Limited is a leading retail asset finance company in India that offers a wide range of financing solutions to diverse customers. It helps customers achieve their aspirations by providing credible financing options. Magma operates in various industries and caters to a wide cross-section of customers. Magma Fincorp Limited is a retail asset finance company that provides financing solutions to customers in India. The company was established in 1988 and has since been helping customers achieve their diverse aspirations. Magma offers a one-stop-shop for various financing solutions and caters to a wide cross-section of customers. The company operates in various industries and provides financing solutions for different products and services. Magma's services include commercial vehicle loans, construction equipment loans, used vehicle loans, tractor loans, SME loans, and housing finance. The company has a strong presence in rural and semi-urban areas and has been instrumental in providing financing solutions to customers in these areas. Magma's mission is to provide credible financing options to customers and help them achieve their aspirations.
Read more

Company social profiles

linkedintwitterfacebook

Similar jobs (5)

company logo
Soujanya A
Posted by Soujanya A
Bengaluru (Bangalore)
0 - 2 yrs
₹9L - ₹11L / yr
Financial analysis
Financial reporting
  • Financial Reporting
  • Preparation of monthly standalone and consolidated financial statements.
  • Coordination with group entities for timely submission of monthly compliance requirements.
  • Preparation of monthly expense variance analysis and reporting to management.
  • Compliance & Audit
  • Addressing monthly requirements of Adani Group and other stakeholders.
  • Coordinating with statutory auditors / Internal Auditors for quarterly closures and ensuring timely completion.
  • Performing quarterly 26AS reconciliation with books of accounts.
  • Fixed Assets & Banking
  • Managing and reviewing the consolidated fixed assets register, including monthly computation and reconciliation.
  • Handling monthly banking requirements related to company financiers and ensuring smooth liaison with banks.
  • General Responsibilities
  • Supporting management in ad-hoc requirements related to finance, accounting, and compliance.
  • Assisting in process improvements, system enhancements, and strengthening internal controls.


Read more
company logo
Bengaluru (Bangalore)
2 - 3 yrs
₹9L - ₹12L / yr
Audit
Internal audit
Taxation

Position: Chartered Accountant

Location: Devanahalli

Reporting to: Deputy Manager / CFO

Key Responsibilities:

Financial Reporting

o Preparation of monthly standalone and consolidated financial statements.

o Coordination with group entities for timely submission of monthly compliance requirements.

o Preparation of monthly expense variance analysis and reporting to management.

Compliance & Audit

o Addressing monthly requirements of Adani Group and other stakeholders.

o Coordinating with statutory auditors / Internal Auditors for quarterly closures and ensuring timely completion.

o Performing quarterly 26AS reconciliation with books of accounts.

Fixed Assets & Banking

o Managing and reviewing the consolidated fixed assets register, including monthly computation and reconciliation.

o Handling monthly banking requirements related to company financiers and ensuring smooth liaison with banks.

General Responsibilities

o Supporting management in ad-hoc requirements related to finance, accounting, and compliance.

o Assisting in process improvements, system enhancements, and strengthening internal controls.

Read more
company logo
Smitha Ganiga
Posted by Smitha Ganiga
Mumbai, thane, Navi Mumbai
3 - 8 yrs
₹4L - ₹6L / yr
Inter CA
Semiqualified CA
Financial accounting
General Ledger
Accounting
+6 more

▌ ABOUT BXI WORLD

At BXI (Barter Exchange of India), we have reinvented the age-old concept of bartering for the modern Indian enterprise. We empower businesses to let their goods and services work for them — transforming inventory into a powerful engine for growth. Our digital marketplace connects you with 10+ categories of products and services available for exchange from over 100+ trusted brands. BXI is a business community where reputed organizations join to exchange goods and services, creating a vibrant marketplace where businesses trade without cash.


▌ ABOUT THE ROLE

We are looking for a Finance & Accounts Manager who is not just a numbers person, but a strategic finance partner who can drive analytical rigour, compliance, and financial excellence across BXI. You will own FP&A, MIS, P&L, and ensure our financial operations are audit-ready and growth-aligned — with specific exposure to fintech product workflows.


▌ KEY SKILLS

 FP&A  |   MIS  |   P&L Management  |   Financial Accounting  |   Audit & Compliance  |   KYC & Onboarding  |   Fintech  |   Analytical Thinking 


▌ WHAT YOU'LL DO

•    Lead FP&A (Financial Planning & Analysis) — budgeting, forecasting, and variance analysis

•    Prepare and present MIS reports — timely, accurate, and decision-ready

•    Own P&L management — monitor performance, flag risks, and drive cost efficiencies

•    Manage financial accounting including ledgers, reconciliations, and month-end close

•    Support brand KYC and onboarding processes as relevant to fintech compliance

•    Lead audit readiness and ensure compliance with all regulatory and statutory requirements

•    Liaise with online product teams for finance integration in fintech workflows

•    Drive analytical insights from financial data to support leadership decision-making

•    Coordinate with auditors, banks, and regulatory bodies as required


▌ WHAT WE'RE LOOKING FOR

•    3+ years of experience in finance and accounts, preferably in fintech or tech-driven companies

•    Strong expertise in FP&A — financial modelling, budgeting, and forecasting

•    Hands-on experience in MIS preparation and P&L management

•    Solid understanding of financial accounting principles and practices

•    Prior exposure to online product environments in fintech is highly preferred

•    Working knowledge of brand KYC, onboarding compliance, and audit processes

•    High analytical acumen — ability to interpret data and communicate insights clearly

•    Proficiency in accounting software and MS Excel (advanced level)

•    Inter CA / MBA Finance / CMA preferred

Read more
company logo
Ritvi Panchal
Posted by Ritvi Panchal
Mumbai
4 - 8 yrs
₹4L - ₹10L / yr
End-to-End Accounting
Tally / Tally Prime
MS-Excel
Bank reconciliation
GST & TDS
+14 more

Job Title: Senior Accounts Manager

Location: Mumbai- Vile Parle

Experience Required: 5+ years of relevant experience

Job Summary

We are seeking an experienced and detail-oriented Senior Accounts Manager to oversee and manage the financial operations of our platform. The ideal candidate will have extensive knowledge of financial management, taxation, regulatory compliance, and investment accounting. This role requires strong analytical skills, meticulous attention to detail, and the ability to handle multiple financial functions efficiently.

Key Responsibilities:

1. Financial Management & Reporting

Manage end-to-end accounting processes, including reconciliations, financial statements, and audit preparation.

Prepare monthly, quarterly, and annual financial reports in compliance with applicable accounting standards.

Analyse financial performance and provide data-driven insights to management.

Monitor cash flows, investments, and fund allocations to ensure accurate financial planning.

2. Compliance & Regulatory Adherence

Ensure adherence to RBI, SEBI, and other regulatory guidelines governing alternative investment platforms.

Handle statutory audits, tax filings (GST, TDS, etc.), and other compliance requirements.

Liaise with auditors, tax consultants, and other regulatory authorities for financial compliance.

3. Fund Management & Investor Reporting

Oversee fund disbursements, reconciliations, and payment processing.

Maintain accurate investor records and generate periodic investor reports.

Collaborate with the operations team to ensure smooth transaction processing and fund settlements.

4. Risk Assessment & Internal Controls

Implement and maintain strong internal controls to mitigate financial risks.

Identify process gaps and suggest improvements to enhance financial efficiency.

Ensure the integrity and security of financial data.

5. Team Leadership & Collaboration

Supervise and mentor junior team members in the accounts and finance department.

Collaborate with cross-functional teams including Legal, Compliance, and Operations to streamline processes.


Key Requirements:

Education:

CA/CPA/ICWA or equivalent professional qualification.

Experience:

Minimum 5 years of relevant experience in financial accounting, fund management, and compliance in the financial services or investment sector.

Prior experience in managing financial operations in an alternative investment platform, NBFC, fintech, or wealth management firm preferred.

Technical Skills:

Strong knowledge of accounting standards, financial reporting, and compliance regulations.

Proficiency in accounting software such as Tally, Zoho, or similar platforms.

Excellent knowledge of MS Excel and other financial modelling tools.

Soft Skills:

Strong analytical and problem-solving skills.

Ability to manage multiple tasks and meet tight deadlines.

Excellent communication and leadership abilities.

Compensation & Benefits:

Salary Range: (depending on experience and skillset)


Flexible work culture and collaborative environment.

About Company

At Amplio, we’re focused on transforming the financial landscape. Through our innovative solutions like Invoice Discounting and Amplio Wealth, we empower investors and founders every day to take control of their financial futures. Driven by integrity and innovation, our team is passionate about redefining the investment sector.

Our culture is built on:

Customer Centricity: Prioritizing our users' needs and tailoring every interaction to enhance their financial journey. 

Innovation and Ownership: Continuously evolving our platform to provide cutting-edge investment solutions while empowering our team to innovate.

Simplicity: Crafting intuitive and user-friendly products that streamline the investment process.

Long-term Vision: Committed to creating lasting value for our users by focusing on sustainable growth and enduring relationships.

Transparency: Building trust through open operations and clear communication with our community.

Mission: To broaden access to investment opportunities, making them available to a wider audience while simplifying fundraising for founders through our comprehensive engagement platform.

Vision: Empowering every individual and business with the knowledge, tools, and confidence to thrive in the investment world, becoming their trusted financial partner.

Join us in reshaping finance for all!

#AmplifyYourWealth


Fill This

https://tally.so/r/q40Add

Read more
NA
NA
Agency job
via by Ramya Munirathnam
Chennai, Noida
4 - 10 yrs
Best in industry
Financial analysis
Balance Sheet
Budget
Financial forecast

Job role: FP&A Analyst

Location: Bangalore, India

Job Requirements: Drive end-to-end financial planning, budgeting, forecasting, and scenario analysis to support strategic decision-making across Balance Sheet, P&L, and cost structures.

Key responsibilities:

A. Planning & Budgeting

• Manage driver-based budgeting models

• Consolidate and validate P&L, Balance Sheet, and key ratios

• Support business units in preparing planning submissions and review packs

• Execute cost allocation models, Maintain allocation drivers,

B. Variance Analysis

• Actual vs Budget / Forecast analysis

• MoM and YoY movement analysis

• Cost center-level variance breakdowns

• Volume / rate / mix analysis

C. Forecasting

• Prepare monthly rolling forecasts

• Update outlook based on performance, macro factors, and business inputs

• Maintain driver-based and scenario-integrated forecasting models

D. Scenario Analysis & Stress Testing

• Perform sensitivity and what-if analysis (e.g., NIM, impairments, costs)

• Support regulatory exercises (ICAAP / ILAAP / stress scenarios)

• Quantify capital and liquidity impacts

• Prepare governance & committee packs

E. Governance & Reporting

• Produce segment/customer profitability reports

• Draft variance commentary (templated/automated)

• Highlight key drivers and anomalies

• Prepare Board / ExCo packs

• Identify risks and opportunities in financial plans

• Validate data integrity and consistency across models


Soft skills:


• Advanced FP&A expertise (Banking preferred)

• Strong understanding of Balance Sheet & Capital metrics

• Financial modelling (driver-based, scenario modelling)

• Knowledge of stress testing frameworks (BoE scenarios preferred)

• Advanced Excel + planning tools (Anaplan, SAP BPC, Hyperion)

Tools / Systems

• Planning tools: Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion

• Excel (advanced modelling)

• BI tools: Power BI / Tableau

Risks & Controls

• Risk: Model inaccuracies → Control: Model validation & reconciliation

• Risk: Data inconsistency → Control: Cross-functional alignment checks

Risk: Regulatory non-compliance → Control: ICAAP/ILAAP validation reviews


Education requirements:

• Chartered Accountant

• Master’s degree in accounting, Finance, Economics, or related field


Certification:

• Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion

• Excel (advanced modelling)


Keyword:

Skills: Data Concepts & Data Modelling~F&A - Financial Planning & Analysis

Experience Required:

Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos