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Uni Cards
Uni Cards cover picture
Founded :
2020
Type :
Product
Size :
100-500
Stage :
Raised funding

About

Uni Cards is a Bengaluru-based fintech company re-imagining how people access credit in India. Founded in 2020, the company offers card-based credit products designed to give consumers more flexibility, transparency and reward for everyday spend.

Their proposition: a modern credit-card alternative with solutions like “split your payment into three parts” and reward structures (including digital-gold rewards) that go beyond the usual annual-fee/interest model.


Uni Cards is backed by prominent investors, and its leadership team brings deep experience in fintech, lending and credit-card ecosystems. With an engineering-first culture and growth mindset, it’s positioned as a place where you can help build the next generation of consumer-credit products.

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Tech stack

skill iconJava

Candid answers by the company

What does the company do?
What is the location preference of jobs?
Who are its target customers and clients?
Why join Uni Cards – what’s the value for talent?

Uni Cards designs and issues consumer credit-card and pay-later products that allow users to split transactions, avoid typical credit-card stressors (like large annual fees or confusing interest), and earn rewards in novel ways (for example, digital gold) while managing short-term liquidity better.

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Nitin Gupta
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Jitesh Gandhi

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Jobs at Uni Cards

Uni Cards
at Uni Cards
4 candid answers
2 recruiters
Bisman Gill
Posted by Bisman Gill
Bengaluru (Bangalore)
4yrs+
Upto ₹35L / yr (Varies
)
Product Management
AI Coding Tools
SQL
MS-Excel
Startups
+1 more

Job Title: Product Manager 2

Role Overview

We are looking for a driven and analytical Product Manager to own end-to-end product

initiatives across our fintech ecosystem. You will work closely with Engineering, Growth, Risk,

and Operations teams to build scalable, customer-centric solutions that drive measurable

business impact.

Key Responsibilities

  • Own the product lifecycle from problem discovery → PRD → launch → iteration
  • Write clear and structured PRDs, user stories, and acceptance criteria
  • Collaborate cross-functionally with Engineering, Design, Growth, Risk, and Business
  • teams
  • Define product roadmaps and prioritize based on impact and feasibility
  • Analyze product performance, funnels, and user behavior using data
  • Drive experimentation, A/B testing, and continuous optimization
  • Translate business goals into scalable product solutions

Required Skills & Qualifications

  • 3–7 years of Product Management experience (preferably in fintech/startup environments)
  • Strong analytical skills with hands-on experience in SQL and Excel/Google Sheets
  • Experience working in Agile environments with engineering teams
  • Ability to think structurally and solve complex product problems
  • Strong stakeholder management and communication skills
  • Working understanding of APIs, integrations, and system workflows
  • Comfort using AI tools to enhance productivity, documentation, research, and product discovery
  • Basic understanding of prompt structuring to improve research, analysis, and workflow efficiency
Read more
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