Uni Cards

Univest is building India’s most comprehensive investment platform — simplifying research, advisory, and execution across equities, F&O, commodities, and mutual funds

We’re a fast-scaling Series-A stage fintech backed by a strong thesis: Advisory + Execution + Real-time insights = Smarter wealth outcomes

Innoviti Payment Solutions (Innoviti) started its payments business in 2008 and quickly established itself as a pioneer in solving difficult problems in the payments space using technology.

Innoviti’s aim is to fuel India’s growth by helping drive a cashless economy.  We believe this will release a tremendous amount of money in the Indian market that will ease the availability of credit to fuel entrepreneurship, create jobs and improve the living standards of every Indian.  Only technology and a talented team that can put technology to use can address this tough problem.

Innoviti is a well-funded company backed by marquee investors such as Titan Company (JV between Tata Group and TIDCO) and Catamaran Ventures (founded by Mr. N. R. Narayana Murthy) and NIIC, Canada.  The company has been winner of several awards including Deloitte fastest growing company in APAC award three years in a row and Red Herring award twice.  We hold 4 patents with 7 more in pipeline.

Our business involves developing products that use technology to remove friction in a) the supply of money (credit) and b) movement of money.  These seemingly simple objectives are actually very tough problems.  Today less than 7% of entrepreneurs get access to capital to grow.  Less than 8% of purchases happen through electronic money. Solving these tough problems in sustainable ways that are scalable and profitable is a tough challenge! 

To address these problems we have built some remarkable products such as uniPAY and smelending.com that today process more than Rs 11,000 Cr. of transactions annually.  Leading customers such as Reliance Retail, Lifestyle, Yatra, Indigo, Inox, Tanishq, BPCL, WalMart are using these products.  The uniPAY product line drives the payments business where we process more than Rs 10,000 Cr. of transactions annually.  The smelending.com business drives the lending to small owners business where we process Rs 400 Cr. of lending annually

If our track record is anything to go by, we have already made a small dent in the world of payments!  We are now looking for enhancing our team with talented individuals who are ready to address more complex challenges and make a bigger dent!

UPCRED - Bringing Creators , Brands & Agencies on One Single Platform to run World’s Best Influencer Marketing.

For Creators - Putting Creators First, Guaranteeing Success. Creator's Intelligent Platform for Increasing Engagement, Followers, and Securing Non-Stop Paid Collaborations.

For Agencies - Scale you Influencer Marketing Business using Upcred's Automated Data Analytics Platform. Get a competitive edge in the market by utilising our AI-driven intelligent platform for comprehensive data reporting, enabling seamless execution of all your influencer marketing campaigns.

For Brands - Run Influencer Marketing @ Zero Percent Mark-up Cost - Extensive Creator Network , Transparent Pricing , Streamlined Campaign Management & Automated Data Analytics.

Join the Upcred family today and experience the benefits of our real-time data intelligence platform.

Our Products:

UPCRED GDS: A one-stop solution for all businesses to enable them to participate in the creator economy.

UPCRED Multiverse: The Multiverse of UPCRED is built on top of UPCRED GDS, which will solve a set of problems related to the creator economy for the creators and the businesses.

UPCRED is headquartered in Bangalore, India, and currently operates across Pan India with full capabilities and in the USA, UK, Dubai, Singapore, Japan, and the rest of the world with limited capabilities for Influencer Marketing campaigns.

For more information reach out to [email protected] and for partnership [email protected]

About Us:

At OneCode,  we are redefining the way India earns. We are bringing fintech to the untapped Bharat of 500 million online users. We are building the largest network of trusted agents via a platform that connects consumers to financial brands with the power of technology. Alongside providing a source of income to the largest unemployed sector. 

Challenges:

• Lack of awareness - Consumers are unaware of the best financial solutions in the market.
• No proper medium - Fintech brands find it difficult to reach out to the right consumers in tier 2,3 & 4 cities. 
• Trust deficit - Unlike an urban user, consumers from rural areas lack trust in modern fintech services & products 

The rise of OneCode 

• April 2019, Founded by Manish Shara & Yash Desai
• August, 2020, Raised Seed Funding led by Waterbridge Ventures 
• July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors.
• March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors.

Investors who trust our mission

• Kunal Shah - Co Founder, CRED
• Kalyan Krishnamurthy- CEO Flipkart 
• Harshil Mathur - Co Founder, Razorpay
• Vidit Aatrey - Founder & CEO, Meesho 
• Sujeet Kumar - Co Founder, Udaan 
• Lalit Keshre - CEO, GROWW
• Gaurav Munjal - Co-founder & CEO, Unacademy 
• Aakrit Vaish - Co-founder & CEO, Haptik 
• Jitendra Gupta - Founder, Jupiter 
• Amrish Rau - CEO PineLabs 
• Gokul Rajaram - Product & Business, Doordash 

Why OneCode

• High-end Technology 
• Make in India 
• Accelerated Growth 
• Build for next Billion users
• Fast pace & Innovation  
• Opportunity to Strive

Culture:

• Flat hierarchy 
• Flexible working  hours 
• Open leave policy 
• Peer group 

Perks:

• Insurance 
• Game Club
• Jamborees 
• Wellness