Onicra Credit Rating Agency of India Ltd. is one of the leading Credit and Performance Rating agencies in India. It provides ratings, risk assessment and analytical solutions to Individuals, MSMEs and Corporates.
Onicra Credit Rating Agency of India Ltd is recognized as the pioneers of the concept of individual Credit rating in India. After being the first to introduce the concept, Onicra has been continuously conducting in-depth research into all aspects of the behavior of credit seekers and has developed a comprehensive rating system for various types of credit extensions. Onicra provides a platform to credit seekers and granters build long lasting relationship.
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
NCR (Delhi | Gurgaon | Noida)
0 - 1 yrs
₹2L - ₹3L / yr
B.Com +MBA
BBA+MBA
BTECH+ MBA
We are currently looking for an Associate Analyst profiles in our SME- Rating. As discussed please find details as appended:
Onicra Credit Rating Agency is one of the leading Credit and Performance Rating agencies in India. It provides ratings, risk assessment and analytical solutions to Individuals, MSMEs and Corporates.
Third party credit and performance rating and assessment helps to create “trust” between players in markets that underpins transactions.
ONICRA plays a central and critical role in collecting and analyzing a variety of financial, operational, industry and market information, synthesizing that information, and providing autonomous, reliable assessments of the entity, thereby providing stakeholders with an important input into their decision making process.
To realize our goal we have committed ourselves to providing the stakeholders with objective, timely, independent and forward-looking credit and performance opinions. The foundation of that dedication is embedded in several core principles — objectivity, quality, independence, integrity and transparency.
Small & medium firms play a key role in transition and developing countries. These firms typically account for more than 90% of all firms outside the agricultural sector, constitute a major source of employment and generate significant domestic and export earnings. As such, SME development emerges as a key instrument in poverty reduction efforts.
India is no exception and a large part of business in the country is done through SMEs. Today, it accounts for nearly 35% of the gross value of output in the manufacturing sector and over 40% of the total exports from the country. The sector's contribution to employment is next only to agriculture in India. It is therefore an excellent sector of economy for investment.
Job Description:
Interaction with respective clients and bank for credit review process
Preparation of Financial Spreads
Financial Statement Analysis of SMEs
Preparation of credit rating report
Credit Appraisal and Credit Reporting for SMEs and making presentation before rating committee
Education & Skills Required
B.Com+MBA / PGDM (Finance/IB/CFA) or B.Tech(Mechanical/Production/Chemical)+MBA (Finance/CFA)
Must have a knowledge of MS Office- Excel, Word, Power point
Knowledge of accounting and financial ratios, cash flows is a must
· Student should have 60% above thoroughly
Package 2.4 LPA
--
Regards,
Tina Sharma
Senior-HR
ONICRA GROUP
91-9810745100, 012-44125793
5th Floor, # 21-22, Udyog Vihar Phase IV, Gurgaon - 122015
Read more
Did not find a job you were looking for?
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
Brickwork Ratings is India’s home grown credit rating agency built with superior analytical prowess from industry’s most experienced credit analysts, bankers and regulators.
Established in 2007, Brickwork Ratings aims to provide reliable credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. Brickwork Ratings provides investors and lenders timely and in-depth research across the Structured Finance, Public Finance, Financial Guaranty, Financial Institutions, Project Finance and Corporate sectors.
Brickwork Ratings has employed over 350 credit analysts and credit market professionals across 9 offices in India. Our experienced analysts have published over 12,000 ratings across asset classes.
FinCrif is a digital loan marketplace for personal loans, business loans, home loans, insurance, and credit cards.
Choose the wide range of products for lending, credit card and line of credits at lowest rate of interest.
Credit Fair is an Indian fintech start-up that provides consumer-lending services. It solves the problem of lack of access to credit for individuals in India. The company operates in the financial services industry and is backed by K.M. Global Group.
Credit Fair is a fintech start-up based in India that provides consumer-lending services. The company was founded in 2018 by Aditya Damani and is backed by K.M. Global Group, which has over 30 years of experience in financial services. Credit Fair has successfully obtained its NBFC registration from the Reserve Bank of India. The company aims to solve the problem of lack of access to credit for individuals in India. It uses technology to provide quick and easy access to credit for its customers. Credit Fair operates in the financial services industry and offers its services to individuals in India.
CredRight is a digital lending non-banking financial company (NBFC) based in Hyderabad, India, founded in 2016. The company specializes in providing unsecured, collateral-free working capital loans to micro and small businesses, particularly targeting subscribers of chit funds. With a mission to improve funding access for underserved enterprises, CredRight operates a unique "phygital" model that combines digital lending technology with a network of 125 branches across four Indian states.
The company offers various loan products, including unsecured working capital loans up to Rs 15 Lakhs, short-term interest-only loans for chit fund subscribers, and personal loans. CredRight's digital platform allows for quick loan applications, with approvals within 24 hours and disbursal within three days. Utilizing machine learning and analytics, CredRight assesses creditworthiness based on over 800 data points, enabling it to serve first-time borrowers who may lack traditional credit histories. The company aims to bridge the significant credit gap faced by micro and nano enterprises in India.
Crediwatch is an automated & intelligent data curation platform which helps businesses make faster and smarter decisions.
Crediwatch aids sophisticated credit and other risk assessment models by providing data intelligence, predictive analysis, decision enabling technologies which maximise customer profitability and performance. Crediwatch is a digital data bank which uses advanced computational techniques to give you real time insights on a customer, competitor or vendor.
We have created over 18 million risk profiles of companies, individuals & unregistered small businesses and connected the dots of intercorporate relationships. We are working with leading financial institutions and organisations to help bridge the data gaps and provide essential services like finance to the underbanked and promote greater transparency & integrity in business.
Crediwatch has received accolades in Citibank Tech4Integrity challenge (worldwide), Barclays Rise accelerator and Tech30 by YourStory to name a few. We are based in the heart of Bangalore and are growing fast.
Credence Analytics is a privately held software solution provider based in Mumbai, India, specializing in financial software for banking, wealth management, asset management, insurance, and corporate finance. Founded in 1993, the company has a global presence across South Asia, South-East Asia, the Middle East, and Africa, serving over 100 financial institutions and more than 1,000 financial market professionals.
The company offers a range of end-to-end IT services and software solutions that automate complex financial processes. Key service areas include treasury management, investment portfolio management, fund administration, investor servicing, and risk management. Credence Analytics' flagship products include iDEAL Wealth & Funds, iDEAL Funds, and Credence Mercury, which are designed for multi-currency, cross-asset environments and support comprehensive trading workflows. The company is recognized for its deep domain expertise and client-centric approach, ensuring effective implementation and advisory services for its clients.
InCred is a new-age financial services platform that leverages technology and data-science to make lending quick and easy.
InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience.
Home Credit India is a leading consumer durable loan provider, offers a mobile loan, finance 2 wheeler, home appliances in India with fast & easy approval.
A product owned by FinSec AA Solutions India Pvt Ltd (FinSec), licensed by Reserve Bank of India (RBI), a wholly owned subsidiary of Fintech Products and Solutions India Pvt Ltd. Onemoney offers a consent management platform to consumers and a secure, compliant, data sharing solution to FIs and all participants in an Open Banking economy.