
Karza Technologies
https://karza.inAbout
Karza Technologies is the largest data, analytics, automation, and decisioning solution provider to financial institutions, catering to the entire lending lifecycle from onboarding to diligence & monitoring to collections. Karza Technologies solutions enable systemic fraud prevention, risk management, compliance, and automation through superior data engineering and deep tech (NLP, CV, Deep Learning) applications.
In the B2B SaaS market, Karza is an undisrupted leader. Based in Mumbai, Worli, it has a strong workforce of more than 235; Karza Technologies was also named one of LinkedIn's 25 hottest companies to work for. Our Founders, Omkar Shirhatti, Gaurav Samdaria and Alok Kumar have been featured in the Fortune 40 under 40, 2021 as India's brightest young minds.
Karza Technologies is a part of Perfios Software Solutions. Together, both companies serve over 800+ clients across 18+ countries making them the largest B2B SaaS-based lending product companies.
Karza and Perfios are the leaders and category creators in the BFSI industry with their state-of-the-art data aggregation, analytics, onboarding automation, due diligence, and risk-assessment platforms. Both the companies are deeply rooted in the lending journey of financial institutions with their vast range of product offerings that cover the end-to-end lending process from customer onboarding to disbursement. The combined entity aims to be a one-stop shop that caters to clients across the lending process—from sourcing to collections.
Awards & Recognitions:
● Technoviti 2022 - Best Video KYC
● Best Fintech in Value Added Services - BT-KPMG Best Bank study 2022
● NASSCOM AI Gamechangers Award - 2021
● Fintech Startup of the Year award - IFTA 2021
● Most Innovative RegTech Solution - IAMAI - 2021
● Maharashtra Startup Week Fintech Award - 2021
● HDFC Digital Innovation Award - 2020
● Fintech Valley Vizag Award - 2020
● Winner of Amazon AI Awards 2019 organised by Amazon Web Services (AWS), YourStory Media, Intel Corporation, Accenture, Sequoia Capital
● Recognized as Top25 start-ups in India to work with 2019 by LinkedIn
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About Us
Incubyte is an AI-first software development agency, built on the foundations of software craft, where the “how” of building software matters as much as the “what”. We partner with companies of all sizes, from helping enterprises build, scale, and modernize; to pre-product founders bring their ideas to life.
Incubees are power users of AI across the SDLC for speed and efficiency. Guided by Software Craftsmanship values and eXtreme Programming practices, we bring velocity together with the discipline of quality engineering to deliver high-impact, reliable solutions – fast.
Guiding Principles
- Living and breathing our guiding principles on a daily basis is key to success at Incubyte:
- Relentless Pursuit of Quality with Pragmatism
- Striving for exceptional quality without losing sight of practical delivery needs.
- Extreme Ownership Taking full responsibility for decisions, work, and outcomes.
- Proactive Collaboration Actively seeking opportunities to collaborate and leverage the team’s collective strengths.
- Active Pursuit of Mastery Continuously learning, improving, and mastering the craft, never settling for ‘good enough’.
- Invite, Give, and Act on Feedback
- Creating a culture of timely, respectful, actionable feedback for mutual growth.
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Job Description
This is a remote position
Experience Level
This role is ideal for engineers with 5+ years of total experience, including strong hands-on software development experience and 1+ year of technical leadership experience, with a proven track record of shipping complex projects successfully.
An experienced individual contributor and leader who thrives in large, complex projects with widespread impact.
Role Overview
As a Senior Engineer, you’ll ensure that projects don’t just get built — they get shipped. You’ll be the driving force behind architecture design, technical decision-making, project delivery, and stakeholder communication.
A Senior Craftsperson is a multiplier for any team:
- Able to independently own ill-defined, highly ambiguous projects.
- Thinks holistically across Product, Design, Platform, and Operations to deliver highly impactful solutions.
- Shapes roadmaps to tackle complex problems incrementally.
- Raises the quality, correctness, and suitability of their team’s work, with visible impact across their business domain and beyond.
- Strong mentor, role model, and coach for other engineers.
If you take pride in shipping high-quality software, mentoring teams, and creating an environment where engineers can thrive, we’d love to hear from you.
What You’ll Do
- Lead projects end-to-end, from architecture to deployment, ensuring timely, high-quality delivery.
- Collaborate with Engineering and Product Managers to plan, scope, and break work into manageable tasks.
- Always know if the project can ship, with clear trade-offs when needed.
- Drive technical decisions with a shipping-first mindset and active participation in key meetings.
- Maintain deep knowledge of your services, identifying risks and creating mitigation strategies.
- Review code for quality and best practices, mentoring engineers to improve their craft.
- Communicate clearly with stakeholders, set realistic expectations, and build trust.
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- Anticipate challenges, prepare fallback plans, and facilitate problem-solving.
- Keep documentation accurate, up-to-date, and accessible.
You will also:
- Lead highly ambiguous projects of critical business impact, balancing engineering, operational, and client priorities.
- Link technical contributions directly to business impact, helping the team and stakeholders align.
- Contribute meaningfully to team goals, with visibility into business objectives over multiple quarters.
- Ensure safe rollout of new features through incremental releases, monitoring, and metrics.
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What We’re Looking For
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- Strong hands-on experience with Python and PHP (must-have) and react.js (good-have).
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- Proficiency in system design, service ownership, and technical documentation.
- Strong experience with code reviews and quality assurance practices.
- Proven ability to communicate effectively with technical and non-technical stakeholders.
- Track record of delivering complex projects on time.
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- Ability to own large, complex projects with widespread impact.
- Demonstrated influence beyond the immediate team, shaping outcomes across a business domain.
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- Skills in deliberate discovery to uncover unknowns and design solutions that succeed in real-world conditions.
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Dedicated Learning & Development Budget: Fuel your growth with a budget dedicated solely to learning.
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Comprehensive Medical & Term Insurance: Full coverage for you and your family’s peace of mind.
And More: Extra perks to support your well-being and professional growth.
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