Karza Technologies

• WeRize is a profitable growth stage fintech. At WeRize, we are creating a new category in Indian financial services space. We are building India’s first socially distributed full stack fintech platform for emerging middle-class families in 5000+ small cities. The financial needs of small-city India have been largely underserved since traditional players and fintechs are unable to properly serve this segment
• We have raised $25.75Mn equity ($115.5 Mn valuation) from British International Investment (UK’s sovereign impact fund formally known as CDC), Sony Japan, 3one4 Capital, Picus and others
• WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized mortgages, unsecured credit, insurance, and savings products for 300Mn individuals spread across the 5000+ small cities
• Families in small cities require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire fintech ecosystem is geared towards building DIY apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-city families as they need high touch sales and after sales. Additionally, due to lower ticket-size/conversions vs tier-1 city customers, digital unit economics dont work, leading to fintechs staying away from this superb segment
• Using the “Social Shopify of Finance” platform, WeRize has enabled 10K+ financially literate freelancers in 2500+ cities to sell its financial products in their social circle. This solves trust issue as well as provides high-touch service
• Werize is the only Indian fintech platform/financial services player that has been able to distribute financial services through freelancers without any of its own FOS/local branches. Our freelancers in 2500+ cities are managed only through Werize proprietary tech platform. This enables superb scalability and low CAC/ops cost=> highly profitable business model.

At Karanwal Capital, we are redefining the intersection of finance and technology. We leverage data-driven strategies and cutting-edge computational tools to uncover opportunities where others see noise. We are a team of innovators building the future of trading and investment services—efficient, transparent, and relentlessly focused on growth

We are CashCare, an alternative lending platform. 

We are Mumbai based fin-tech big-data start-up working on India's first data-driven consumer lending platform.

We are founded by Wharton Business School graduate with prior experience in product start-ups.

We have big ambitions and dreams of disrupting the lending landscape in India. In fact, we are already doing it from last 3 years and the world has started to take a note of it now. 

Yet, we have only scratched the surface of the problem and the underlying opportunity and that’s where the fun begins.

We are solving huge problem of inaccessible and costly access to credit for millions of Indians. We are using hi-tech data driven and new-age credit models and IT solutions to solve this.

If you want to part of exciting and challenging journey, love to solve complex problems, if finding the path amid chaos excites you, we are the place for you.