Osfinai

OneFin is a technology credit platform - we are building the operating system for financial services. We have built modular, plug-and-play APIs to help our partners (like NBFCs, financial institutions, fintech's, startups etc.) underwrite and collect loans from end customers. In a highly credit underserved country with rapidly increasing smartphone adoption, we are enabling any company to become a fintech company through our suite of APIs and regulatory layer, and helping build customised financial products for "Middle India" and its 360 million customers - for consumption based use cases, upskilling / education financing, medical financing, etc.

The world needs a superpower that revolutionizes digital banking for small businesses and financial institutions! That’s why we built Open - a digital banking enterprise that builds industry-defining banking products for businesses, startups, freelancers, financial institutions and more.

We have already built several powerful forces like Open Money - the world’s fastest growing SME neobanking platform, Zwitch - Asia’s first-ever no-code embedded finance platform, and BankingStack - a modern cloud-native digital baking OS.

Open has been awarded the ‘Most Innovative Neo bank’ & ‘Most Innovative Digital Bank’ at India Fintech Awards 2021 & Internet and Mobile Association of India (IAMAI) respectively. But this is just the beginning of a paradigm shift we are about to forge in the world of banking. On 3rd May 2022, Open became the 100th Unicorn of India.

Open is currently home to some of the smartest & brightest 500+ minds in the fintech space. We’re a Series D funded startup backed by leading international funds like Temasek, Google, Tiger Global, IIFL Finance Ltd., SBI Holdings Japan, 3one4 Capital, Speed Invest, Beenext, Tanglin Venture Partner Advisors & Angellist to name a few.

To build and strengthen this superpower, we’re on the lookout for some extraordinary folks. Are you up for this

challenge?

                                                                                           About SelFin

SelFin is a digital banking platform dedicated to the financial inclusion of micro-enterprises in India. We are enabling access to finance for the "next billion", seamlessly via a hyperlocal network of financial advisors supercharged by technology. Our market consists of 50+ million micro-enterprises across India such as kirana stores, restaurants, salons, retailers and others.

Our mission is to solve their banking needs by providing suitable credit-, saving- and insurance products through a "Phygital Model", using a dedicated hyperlocal network of financial advisors for last-mile distribution and collections.

Our cloud-based application is built on state-of-the-art technology and our proprietary credit risk assessment combines traditional and new data sources, psychometric analysis and advanced statistical analytics. We are a seasoned team of entrepreneurs and professionals with successful prior exits and deep-routed DNA in lending and technology and backed by leading international investors.

• Entrepreneurial environment - With the right ambition you have unlimited opportunity to grow your career at SelFin
• International flavor - Our widespread network of international investors, partners and supporters, gives our employees a global exposure
• Rewards - We celebrate our employees by recognizing their talent and rewarding their achievements
• Value Creation - At SelFin, we create value for our employees through our ESOP program
• Exciting work - Join SelFin to be a part of a driven team and work in an engaging environment
• Chance to innovate - The SelFin team thrives on innovation, ambitious ideas and teamwork

finban gives small and mid-sized companies a clear view of their financial future. The platform connects bank accounts (PSD2), accounting systems such as DATEV, Lexware Office and sevdesk, payment providers like Stripe and PayPal, CRM systems and spreadsheets — and consolidates them into a single, always-current liquidity plan.

What sets finban apart is how it handles data. Instead of forcing one source of truth, actuals from the bank, open receivables and payables from accounting, and forward-looking budget assumptions coexist side by side. As real payments come in, they replace the plan automatically. The result is a forecast that stays accurate without manual maintenance.

Built in Germany, finban today serves primarily the DACH market — with an integration and banking layer designed to extend across Europe and beyond. It's made for companies of up to around 100 employees: teams that need serious financial visibility but don't have a dedicated treasury department to produce it.