Human Horizon

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

Quantiphi is an award-winning AI-first digital engineering company driven by the desire to reimagine and realize transformational opportunities at the heart of the business. Since its inception in 2013, Quantiphi has solved the toughest and most complex business problems by combining deep industry experience, disciplined cloud, and data-engineering practices, and cutting-edge artificial intelligence research to achieve accelerated and quantifiable business results.

We specialize in both existing and emerging technologies, powering your application to perform optimally.

Our expertise includes Open Source XAMP & WAMP, Java, Php, .Net and more. We also employ several custom and open-source tools

for performance optimization and speeding up software deployment.

Deploying the latest technologies, we deliver solutions that offer high levels of consistency in quality and performance.

Thoughtscrest was started in June 2015 by group of like-minded banking consultants. We started off by building custom software for banks and financial institutions and now we have evolved into a Web and Mobile application development company. Today our services range from core banking consultation, implementation to designing, developing and scaling large enterprise products across web and mobile.

We believe that a single idea can change the world. But great ideas only matter when they become real, ready-to-launch products and services. If you have an idea and an exciting requirement, you are at the right place to build a product. Our qualified engineers are aimed at offering highly customized and scalable solutions. The focus of our team lies on flawless speedy delivery that will always get a happy thumbs up from our clients.