ESTABIZZ FINTECH PRIVATE LIMITED

Job Title: National Credit Head and Independent Director

Location: Mumbai

Experience: 15–20 Years in banking or NBFCs,

Role Overview:

We are seeking a seasoned banking professional with deep expertise in credit underwriting and risk management to join our board as an independent director. The ideal candidate will bring strong governance capabilities, regulatory understanding, and the ability to provide independent oversight on credit strategy and risk practices.

Key Responsibilities:

• Provide independent oversight on credit risk, underwriting policies, and lending frameworks

• The person will be responsible for credit and underwriting functions, as well as overseeing the collections and recovery team

• Review and guide credit approval processes, portfolio quality, and risk appetite

• Participate in Board and Committee meetings (Audit Committee, Risk Management Committee, Credit Committee)

• Ensure compliance with applicable regulations and corporate governance norms

• Challenge management decisions constructively to strengthen risk controls

• Advise on credit strategy across retail, SME, or corporate segments

• Provide independent oversight of credit underwriting frameworks, policies, and risk appetite

• Review large credit proposals, sectoral exposures, and concentration risks

• Monitor asset quality, including NPAs, restructuring, and provisioning adequacy

• Evaluate stress scenarios and portfolio resilience across economic cycles.

Eligibility Criteria:

• Registered Independent Director with the Indian Institute of Corporate Affairs (IICA)

• 15+ years of experience in banking, NBFCs, or financial services

• Strong background in credit underwriting, risk assessment, and portfolio management

• Prior experience in senior roles such as Chief Credit Officer, Risk Head, or similar

• Familiarity with RBI regulations and compliance frameworks

• The individual should clear the independent director examination.

• The individual should have a sound knowledge of tech and should be able to guide the tech team.

Preferred Qualifications:

• Experience serving on boards or committees of financial institutions

• Expertise in specific lending domains (e.g., retail, MSME, structured finance)

• Professional qualifications such as CA, CFA, MBA (Finance), or equivalent

Key Skills:

• Financial analysis and credit appraisal

• Risk governance and regulatory compliance

• Strategic thinking and independent judgment

• Strong communication and board-level presence

Regards,

Radhika Sharma

HR manager

Estabizz Fintech Private Limited

Job Title: Senior Manager – Jewellers Block Insurance (Sales)

Industry: Insurance Broking

Location: Mumbai Experience: 4–10 Years (Relevant Experience in Jewellers Block insurance is Mandatory)

Role Overview

We are seeking to onboard a seasoned professional with strong domain expertise in *Jewellers Block Insurance*, with a primary focus on *business development and client acquisition within the jewellery and bullion segment. The role involves driving revenue growth by acquiring and managing high-value clients, while also supporting *risk assessment, policy structuring, and claims advisory. The ideal candidate should possess a balanced understanding of both *sales strategy and technical insurance aspects, enabling effective engagement with jewellers, wholesalers, manufacturers, and trade associations.

Key Responsibilities

1. Business Development & Sales

• Drive acquisition of new clients within the jewelry ecosystem, including retail jewelers, wholesalers, manufacturers, and exporters.

• Develop and execute targeted sales strategies for Jewellers Block Insurance products.

• Identify cross-selling and up-selling opportunities, including allied covers such as fidelity guarantee and liability insurance. • Build strong networks within jewellery markets, trade bodies, and associations.

2. Client Advisory & Relationship Management

• Act as a trusted advisor to clients by understanding their business model and associated risks.

• Provide end-to-end guidance on appropriate insurance coverage, exclusions, and policy structuring.

• Maintain long-term relationships with key clients, ensuring high retention and repeat business.

3. Policy Structuring & Placement Support

• Collaborate with underwriting teams and insurers to structure customised Jewellers Block policies, including: o Stock coverage (on premises, exhibitions, and transit) o Transit risks (including Angadia and courier movements)

• Engage with insurers such as New India Assurance Company Limited, IFFCO Tokio General Insurance Company Limited, and SBI General Insurance Company Limited for quotations and policy issuance. 4. Risk Understanding & Client Support

• Conduct preliminary risk assessments and coordinate detailed risk inspections where required.

• Guide clients on improving security standards (vaults, surveillance, alarms) to enhance insurability and pricing. 5. Claims Support & Coordination

• Assist clients during claims by ensuring timely intimation and documentation.

• Coordinate with surveyors and insurers for smooth claim processing and settlement.

• Provide advisory on claim documentation, including inventory reconciliation and valuation.

Key Requirements

• Proven experience in sales of Jewellers' Block Insurance or similar high-value insurance products

• Strong understanding of: o Policy structures, inclusions, and exclusions o Transit coverage mechanisms (Angadia, courier, personal carriage) o Fidelity Guarantee and Third-Party Liability extensions o Concepts such as “mysterious loss” and stock valuation

• A strong network within jewellery markets (Zaveri Bazaar, bullion traders, etc.) will be a significant advantage.

Educational Qualification

• Graduate in Commerce / Finance / Business Administration

• Insurance certifications (III / IRDAI) will be an added advantage.

Key Competencies

• Strong sales acumen and negotiation skills

• Client relationship and stakeholder management

• Commercial awareness and revenue orientation

• Ability to handle high-value and sensitive client portfolios

Performance Metrics (KPIs)

• New business premium generated

• Client acquisition and retention ratio

• Cross-sell / up-sell conversion rate

• Client satisfaction and claim support efficiency

Regards,

Radhika Sharma

HR Manager,

Estabizz Fintech Private Limited

Job Title: Chief Technology Officer (CTO)

Location: Trivandrum, Kerala

Employment Type: Full-Time

Experience: up to 7 years

Role Overview

We are seeking a highly skilled and forward-thinking Chief Technology Officer (CTO) with approximately 7 years of progressive experience in technology leadership. The candidate will be responsible for driving the company’s technological vision, leading product development, and ensuring scalable, secure, and innovative solutions aligned with business objectives.

Key Responsibilities

• Define and execute the company’s technology strategy and roadmap

• Lead software development, engineering, and IT operations teams

• Oversee architecture design, system scalability, and performance optimization

• Drive digital transformation and innovation initiatives

• Ensure adherence to security standards, data protection, and compliance requirements

• Manage cloud infrastructure, DevOps practices, and system integrations

• Collaborate with product and business teams for technology-driven growth

• Evaluate and implement emerging technologies to enhance business capabilities

• Establish best practices in coding, testing, deployment, and maintenance

• Manage vendor relationships and external technology partners

Required Qualifications

• B.Tech / BE / M.Tech / MCA or equivalent in Computer Science, IT, or related field

• Minimum 7 years of relevant experience in software development and technology leadership roles

• Proven experience in building and scaling technology platforms

• Strong knowledge of modern tech stacks, cloud platforms (AWS, Azure, GCP), and system architecture

• Experience with Agile / Scrum methodologies

Key Skills & Competencies

• Technology Strategy & Leadership

• System Architecture & Design

• Cloud Computing & DevOps

• Cybersecurity & Data Privacy

• Product Development & Lifecycle Management

• Problem-Solving & Analytical Thinking

• Stakeholder & Team Management

• Strong Communication & Decision-Making Skills

Regards,

Radhika Sharma

HR Manager Estabizz fintech private limited

Job Title: Chief Marketing Officer (CMO)

Location: Trivandrum, Kerala

Employment Type: Full-Time

Experience: Up to 7 years

Role Overview

We are looking for a strategic and results-driven chief marketing officer (CMO) with approximately 7 years of progressive experience in marketing. The candidate will be responsible for leading the company’s marketing initiatives, brand positioning, and customer acquisition strategies to drive business growth and market expansion.

Key Responsibilities

• Develop and execute comprehensive marketing strategies aligned with business objectives

• Lead brand management, positioning, and communication strategies across channels

• Drive digital marketing initiatives including SEO, SEM, social media, email marketing, and performance marketing

• Oversee market research and competitor analysis to identify trends and opportunities • Manage customer acquisition, retention, and lifecycle marketing strategies

• Plan and execute integrated marketing campaigns (online & offline)

• Monitor and optimize marketing budgets, ROI, and campaign performance metrics

• Collaborate with sales, product, and leadership teams to align marketing goals

• Build and lead a high-performing marketing team

• Manage relationships with agencies, vendors, and external partners

Required Qualifications

• MBA in Marketing / Business Administration or equivalent qualification • Minimum 7 years of relevant marketing experience, preferably in an MNC or high-growth organization

• Proven track record in developing and executing successful marketing campaigns

• Strong understanding of Indian and global market dynamics

• Experience in digital marketing tools and analytics platforms (Google Analytics, CRM tools, automation platforms)

• The BQP Certificate is mandatory. In case the individual does not hold the certificate, they are required to undergo 50 hours of prescribed training and thereafter clear the examination with a minimum of 50% marks.

Key Skills & Competencies

• Strategic Thinking & Leadership

• Brand Management & Positioning

• Digital & Performance Marketing

• Data-Driven Decision Making

• Market Research & Consumer Insights

• Budgeting & ROI Optimization

• Stakeholder & Team Management

• Excellent Communication & Presentation Skills

Regards,

Radhika Sharma

HR Manager

Estabizz fintech private limited

Job Title: Chief Financial Officer (CFO)

Location: Trivandrum, Kerala

Employment Type: Full-Time

Experience: Up to 7 years

Role Overview

We are seeking a dynamic and detail-oriented Chief Financial Officer (CFO) with approximately 7 years of progressive experience in finance and accounting. The candidate will be responsible for overseeing financial strategy, planning, compliance, and risk management while supporting business growth and operational efficiency.

Key Responsibilities

• Lead the company’s financial planning, budgeting, and forecasting processes • Oversee financial reporting, ensuring accuracy and compliance with IND-AS / IFRS / GAAP standards

• Manage cash flow, treasury, and working capital efficiently

• Drive financial strategy and business planning aligned with organizational goals

• Ensure compliance with statutory regulations, taxation laws, and corporate governance norms in India.

• Handle audits (internal & external) and liaise with auditors, regulators, and stakeholders

• Provide insights and recommendations to senior leadership for cost optimization and profitability enhancement

• Monitor and mitigate financial risks, including forex, credit, and operational risks

• Lead and mentor the finance and accounts team

• Collaborate with cross-functional teams for strategic decision-making and expansion plans

Required Qualifications

• CA / CPA / MBA (Finance) or equivalent qualification

• Minimum 7 years of relevant experience in finance, preferably with exposure to MNC environments

• Strong knowledge of financial regulations, taxation, and compliance in India

• Experience in financial modeling, analysis, and strategic planning

Key Skills & Competencies

• Financial Strategy & Leadership

• Budgeting & Forecasting

• Regulatory Compliance & Risk Management

• Strong Analytical & Problem-Solving Skills

• Stakeholder Management

• Excellent Communication & Leadership Abilities

• High level of integrity and professional ethics

Regards,

Radhika Sharma

HR Manager

Estabizz fintech private limited

Job description

Job Title: Accountant (Zoho Books Experience)

Job Type: Full-Time

Work Mode: Work From Home (WFH)

Experience: 3–5 Years

Salary: Up to ₹20,000 per month

Company Name: Estabizz Fintech Private Limited

Job Overview

We are looking for a detail-oriented and experienced Accountant with hands-on experience in Zoho Books to manage our billing, collections, and compliance processes. The ideal candidate should have strong knowledge of accounting practices, GST filing, and billing management, along with the ability to coordinate with internal teams and clients regarding payments and invoices.

Key Responsibilities

·       Prepare and send invoices and quotations & engagement contracts with clients.

·       Maintain and manage the complete billing cycle.

·       Ensure accuracy in billing records and financial documentation.

·       Collections & Payment Follow-ups

·       Follow up with clients for pending payments and overdue invoices.

·       Maintain collection records and track outstanding receivables.

·       Communicate professionally with clients to resolve payment delays.

·       Address and resolve billing-related disputes with customers.

·       Coordinate with internal teams to correct billing discrepancies.

·       Work with the legal team in cases of prolonged outstanding payments.

·       Maintain documentation related to payment recovery cases.

·       Accounting & Compliance

·       Maintain financial records using Zoho Books.

·       Process monthly employee salaries.

·       Prepare and file GST returns and ensure tax compliance.

·       Assist in reconciliation and financial reporting when required.

Required Skills

·       Hands-on experience with Zoho Books.

·       Strong knowledge of GST filing and compliance.

·       Experience in accounts receivable, invoicing, and collections.

·       Ability to work independently in a remote work environment.

·       Proficiency in Excel and accounting software.

·       Strong organizational and documentation skills.

Qualifications: Bachelor’s degree in Accounting, Finance, Commerce, or related field (B. Com preferred).

Regards

Radhika Sharma

HR Manager

Estabizz fintech private limited

Job Description – CEO & Principal Officer

Position: Chief Executive Officer & Principal Officer

Industry: Insurance Broking

Location: Mumbai

Experience: 10–20+ years in the Insurance Sector

Role Overview

We are seeking a dynamic and experienced professional to join as chief executive officer & principal officer. The role will be responsible for leading the organization’s strategic direction, managing regulatory compliance with IRDAI, driving business growth, and establishing strong market relationships.

Key Responsibilities

Regulatory Compliance & Licensing

• Serve as the principal officer in accordance with IRDAI regulations.
• Lead and manage the IRDAI insurance broking license application process.
• Ensure full compliance with regulatory requirements, policies, and reporting obligations.
• Liaise with regulators and ensure adherence to governance and compliance frameworks.

Business Development & Market Expansion

• Drive business growth across corporate, SME, and commercial insurance segments.
• Build and maintain strong relationships with insurers, corporate clients, and strategic partners.
• Identify new market opportunities and expand the company’s client portfolio.
• Develop innovative insurance solutions to meet evolving client needs.

Client Advisory & Risk Management

• Provide expert advisory services in corporate, SME, marine, and fire insurance.
• Design customized risk management and insurance programs for clients.
• Ensure high standards of client service and long-term client retention.

Operational Leadership

• Establish operational frameworks and oversee day-to-day broking operations.
• Recruit, mentor, and lead a high-performing insurance broking team.
• Implement efficient processes, systems, and performance monitoring mechanisms.

Strategic Leadership

• Develop and execute long-term growth strategies aligned with business objectives.
• Strengthen the company’s market presence and competitive positioning.
• Drive innovation, operational excellence, and sustainable business growth.

Key Requirements

• 10–20+ years of experience in the insurance or insurance broking industry.
• Strong understanding of IRDAI regulations and insurance broking compliance.
• Proven track record in business development and leadership roles.
• Expertise in corporate insurance, risk advisory, and market development.
• Excellent leadership, negotiation, and relationship management skills.

Joining Timeline: Within 3 months

Compensation: Salary will commence upon approval of the candidate’s profile and in-principal approval of the broking license by IRDAI.

Regards,

Radhika Sharma

HR Manager

Estabizz fintech private limited

Job Title: SEBI Registered Investment Advisor (RIA)

Location: Noida

Job Summary

We are seeking a SEBI Registered Investment Advisor (RIA) to provide independent, unbiased financial and investment advice to clients in accordance with SEBI (Investment Advisers) Regulations, 2013. The advisor will assess client financial goals, risk tolerance, and investment horizon to develop personalized investment strategies while ensuring full regulatory compliance.

Key Responsibilities

·Provide independent and client-centric investment advice across asset classes such as equities, mutual funds, bonds, ETFs, and alternative investments.

·Conduct financial planning and portfolio analysis based on clients’ financial goals, income, liabilities, and risk appetite.

·Develop and implement investment strategies and asset allocation plans.

·Ensure full compliance with SEBI (Investment Advisers) Regulations and Code of Conduct.

·Maintain detailed client risk profiling and suitability assessments.

·      Prepare and deliver portfolio performance reports and periodic reviews

·Stay updated on market trends, economic developments, and regulatory changes.

·Maintain proper documentation, records, and disclosures as required by SEBI.

·Educate clients on investment risks, diversification, and long-term financial planning.

·Avoid conflicts of interest and maintain complete transparency in advisory services.

Required Qualifications

· SEBI Registered Investment Advisor certification or eligibility for RIA registration.

·Certification from NISM Series X-A and X-B (Investment Adviser Level 1 & Level 2) or equivalent recognized qualification.

·Bachelor’s or master’s degree in finance, economics, business administration, commerce, or a related field.

Experience

·Minimum 5-8 years of experience in financial advisory, wealth management, or investment research.

Regards,

Radhika Sharma

HR Manager

Estabizz Fintech private limited