Senior Software Engineer

About us:

Optimo Capital is a newly established NBFC founded by Prashant Pitti, who is also a co-founder of EaseMyTrip (a billion-dollar listed startup that grew profitably without any funding).

Our mission is to serve the underserved MSME businesses in India with their credit needs. With less than 15% of MSMEs having access to formal credit, we aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).

As a technology and data-first company, tech and data enthusiasts play a crucial role in building the infrastructure at Optimo, and help the company thrive.

What we offer:

Join our dynamic startup team as a Backend Developer and play a crucial role in building robust web APIs, credit risk and underwriting decision engines, third-party tech integrations, data pipelines, and cloud infrastructure.

This is an exceptional opportunity to learn, grow, and make a significant impact in a fast-paced startup environment. We believe that the freedom and accountability to make decisions in system architecture and technical design bring out the best in you — and help us build the best for the company.

What We Look For:

We're looking for individuals with strong proficiency in Python, Django, and RESTful API development. Experience with Flask, FastAPI, or AWS is a strong plus. Beyond skills, we value your attitude - your hunger to learn, take ownership, and thrive both independently and as part of a team.

We encourage picking up new technologies fast, understanding them deeply, and shipping them into production with confidence.

Skills:

>Core Backend

• Python: Strong proficiency in writing clean, production-level Python code.
• Django & Django REST Framework: Working knowledge in building and maintaining server-side applications.
• Flask / FastAPI: Experience building lightweight RESTful APIs is highly valued
• REST APIs: Strong understanding of API design principles; prior experience building or integrating REST APIs from scratch is essential.

>Databases

• Solid understanding of relational databases (PostgreSQL, MySQL) and NoSQL databases (MongoDB)
• Basic knowledge of query design, database management, and performance optimization.

>Cloud & DevOps

• Basic understanding of AWS (EC2, S3, Lambda, or similar services) is beneficial.
• Familiarity with CI/CD pipelines, server deployments, and cloud infrastructure management is a plus.

>Data

• Understanding of data pipelines and ETL processes is a plus.
• Exposure to dashboarding or data layer tools is appreciated but not required.

>Version Control

• Proficiency in Git — branching, merging, pull requests, and conflict resolution.
• Experience contributing to collaborative codebases is highly valued.

What You'll Work On:

• Design and build backend systems for end-to-end lending workflows — from customer onboarding to loan disbursement — with a focus on credit and risk assessment.
• Develop and maintain REST APIs and rule engines that power straight-through processing for property loans.
• Integrate third-party APIs and services into our core platform.
• Support cloud infrastructure management, including source code repositories, CI/CD pipelines, and deployments.
• Take projects from ideation to production with ownership and accountability.

Other Requirements:

• 2–5 years of industry experience in a backend or software engineering role is required.
• Full-time availability in Bangalore; immediate joiners preferred.
• Strong passion for technology and backend problem-solving.
• Self-motivated, with the ability to work independently and collaboratively in a fast-moving environment.

If you are ready to embark on an exciting journey of growth, learning, and innovation, apply now to join our pioneering team in Bangalore.

5–10 years of experience in backend or full-stack development (Java, C#, Python, or Node.js preferred).

•Design, develop, and deploy full-stack web applications (front-end, back-end, APIs, and databases).

•Build responsive, user-friendly UIs using modern JavaScript frameworks (React, Vue, or Angular).

•Develop robust backend services and RESTful or GraphQL APIs using Node.js, Python, Java, or similar technologies.

•Manage and optimize databases (SQL and NoSQL).

•Collaborate with UX/UI designers, product managers, and QA engineers to refine requirements and deliver solutions.

•Implement CI/CD pipelines and support cloud deployments (AWS, Azure, or GCP).

•Write clean, testable, and maintainable code with appropriate documentation.

•Monitor performance, identify bottlenecks, and troubleshoot production issues.

•Stay up to date with emerging technologies and recommend improvements to tools, processes, and architecture.

•Proficiency in front-end technologies: HTML5, CSS3, JavaScript/TypeScript, and frameworks like React, Vue.js, or Angular.

•Strong experience with server-side programming (Node.js, Python/Django, Java/Spring Boot, or .NET).

•Experience with databases: PostgreSQL, MySQL, MongoDB, or similar.

•Familiarity with API design, microservices architecture, and REST/GraphQL best practices.

•Working knowledge of version control (Git/GitHub) and DevOps pipelines.

Understanding of cloud platforms (AWS, Azure, GCP) and containerization (Docker, Kubernetes).

•Hands on experience in Object oriented programming

•Hands on experience in Java, SpringBoot (min 2 years) or kafka or Cassandra or MongoDB

•Experience with developing/enhancing applications connecting to different Databases : Oracle/MySQL/Cassandra/MongoDB

•Strong knowledge of common Data structures and algorithms and when to use them.

•Experience in Xpath or XML or REST or JSON or protobuff

• Experience with software version control (such as git)

•Experience in working in an agile environment such as Scrum.

Preferable:

•Experience in public cloud PaaS (AWS, GCP, Azure)

•Real time stream data handling (Kafka, Kinesis

• Design, implement, and maintain API-based applications and REST services.
• Proficiency with Node JS.
• Must have experience in cloud services Azure Cloud/AWS.
• Familiarity with database technology such as MySQL, PostgreSQL, and MongoDB.
• Develop high-quality, efficient, and scalable code.
• Understanding of Agile methodologies and SCRUM framework Strong debugging, analytical and problem-solving skills.
• Provide technical support during implementation efforts, working with technical team members and with business users as required to provide troubleshooting and solutions to technical issues.

We are looking for Senior Backend Engineers to design and build the systems that power our core business of lending and loan processing.  As a Senior Backend Engineer you will be expected to contribute significantly to your team. Your work is consistently of high quality. You solve complex problems, applying appropriate technologies, design patterns, and best practices. Your focus is on a major portion of existing or new team software. You work with your team to design and build software that is secure, correct, observable, and resilient. Your solutions are pragmatic. You identify the proper level of complexity for a task and advise your peers and manager on technical approach.

What you’ll do

• Design, implement, and maintain developer-friendly APIs and services

• Contribute to code and architecture reviews to keep our code quality high
• Debug and resolve production issues; take part in blameless postmortems
• Plan and execute smooth migrations to new technology as a way of managing technical debt
• Build tools and automation for our business and operations teams
• Make decisions on trade offs such as: Reuse versus introducing dependencies; Extensibility versus over-engineering; and Maintainability versus time to delivery (via short-term workarounds)
• Contribute to the improvement of your team’s code review standards, design discussions, team planning, and AARs.

You may shine in this role if you

• Have a track record of shipping software in a distributed systems environment

• Are enthusiastic about collaborating across departments to solve challenging problems
• Are pragmatic about the need to release less-than-perfect software and continuously iterate on it
• Can identify and articulate trade-offs in software and data design
• Can communicate both technical and business requirements fluently
• Are excited about both learning new things and teaching others

We speak mainly in javascript and golang, though we are open to engineers with different backgrounds and languages