Kredivo Group

Kreovate Nusa Digital is a remote-first IT consultancy and cybersecurity firm founded in 2025. We specialize in offensive security, penetration testing, red team operations, and secure software engineering, helping organizations across industries strengthen their security posture against evolving threats.

Our mission is to innovate, secure, and empower — enabling businesses to scale confidently in a digital-first world. With a team of experienced security professionals and software engineers, we deliver practical solutions, actionable insights, and long-term value to clients worldwide.

At Kreovate, we foster a culture of continuous learning, collaboration, and integrity. Our consultants have contributed to bug bounty programs, CVEs, open-source tools, and have hands-on experience in solving real-world security challenges.

In today’s data-driven market, making informed business decisions requires access to accurate and timely information. Credhive provides everything you need—from detailed Business Information Reports to advanced tools for B2B lead generation and company verification.

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.