finequities

FinEzzy is a comprehensive one-stop personal finance solution designed to address savings, investments, protection (insurance), and credit within a single platform. This innovative approach provides users with an all-encompassing perspective and tailored solutions for their diverse financial needs.

Operating as a brand under the legal entity of Radical Advisors India Private Limited, FinEzzy was founded by Atul Garg, a financial advisor with over two decades of experience. Witnessing numerous investors succumb to debt traps or liquidate investments in times of crisis, Garg recognized the need for a platform to preserve and advance investors’ financial goals.

Thus, FinEzzy was born, launching its inaugural offering, “Loan against Mutual Fund,” as a credit solution within the personal finance sphere. FinEzzy empowers users to secure short-term credit against their mutual fund investments during financial emergencies rather than redeeming their investments. This approach enables investors to maintain the growth of their existing investments while addressing financial needs through an affordable, non-detrimental option that safeguards their credit score.

Vision:

To empower individuals to achieve financial well-being by providing a comprehensive and seamless platform that offers instant, unbiased advice and guidance across all aspects of personal finance, ultimately helping users become financially net worth positive.

We're building go to financial app for millennials, starting out with aggregating payments, lending, and investing applications in the first phase of our launch. Think of us as a thin layer on top of all the finances out there, here's a link to our website:https://getinfino.com

We are simplifying how Indians pay online and offline, by organizing all payments apps (Wallets, Credit, Debit cards, bank accounts) and linking it all to one interface, using our patented approach

About Fundfina:

Fundfina is a leading fintech for financial inclusion that is on a mission to disrupt cash-flow based banking in emerging markets. Our mission is to provide affordable, accessible and appropriate financing over an open and secure marketplace platform. Since our launch in 2019, we've served millions of MSMEs retailers and merchants’ across India through our financial inclusion indices and embedded credit propositions. We've been recognised as top 50 fintech for financial inclusion worldwide by the likes of IFC, Worldbank, UNDP, IIMA CIIE and employ staff across Mumbai, Bangalore, London/ UK, & Maryland/ US.

QuantiFi‘s core hypothesis rests on working with consumer internet companies such as Bounce, Quikr, MakeMyTrip, Swiggy and TrueCaller to leverage their data and distribution – ultimately reducing acquisition costs, operating costs and risk. QuantiFi aims to manufacture and distribute competitive financial products, through innovation on segment coverage, products and delivery – in leading B2B2C partnerships.

Embedded finance is the revolutionising distribution in the financial services space by working in close liaison with brands that have large, engaged customer bases. As of today, embedded offerings predominantly focus on increasing consumers’ propensity to purchase products – the most popular structures being: add-on insurance, ‘buy-now-pay-later’, and consumption loans. These structures make a compelling use-case for mid-to-high ticket sized purchases, and for brands having a well-defined commercial value proposition.

Hypotheses for embedded finance, however, can be extended to practically any business regardless of frequency and size of transaction. Consumers of any platform can be solicited for targeted, competitive financial products by providing a native user-friendly experience. Targeting is performed using data models and algorithms on platform generated user behaviours. QuantiFi aims to achieve such frictionless delivery of financial products that could range from anything between a Personal Loan, Credit Line to a Bank Deposit or Investment advisory.

The founders of QuantiFi have a plethora of experience in the financial services - Corporate as well as the Fintech start-up ecosystem. Aditya started his career as an Investment Banker with Lehman Brothers and later founded Qbera in late 2015. Between the two experiences he founded an international school in Kolkata and grew his family-owned businesses. Qbera was acquired by InCred Financial Services in 2020 and he headed the personal loans and platform business at InCred upto 2021.

Sankalp is an engineer from IIT, Kanpur class of 2003. He has spent a large majority of his career with Banks like HSBC, Citi and Barclays and the last 5 years with start-up’s KredX and MoneyTap. During his stint with corporates, he worked across multiple geographies and on different products like Cards, Loans and Premium Banking. He worked on Invoice discounting products and personal credit line products with the two high growth start-ups. He has extensive experience in Analytics, Underwriting, Collections, Modeling and Forecasting.

QuantiFi is striving to hire and build the core key team members spanning across Technology, Data Science, Product, Revenue, Collections and Operations. We are aiming to build a great team of leaders which could deliver across the board, drive decision-making and build an explosive growth engine for the years to come.