Carmatec IT Solutions

Knacklabs.ai is Product Development Studio. WE BUILD TRUE PRODUCT TEAMS for our clients. Each team is a small, well-balanced group of geeks and a product manager that together produce relevant and high-quality products. We use data to make decisions, bringing big data and analysis to software development. We believe the product development process is broken as most studios operate as IT Services. We operate like a software factory that applies manufacturing principles of product development to the software.

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

Oracle Cloud is a cloud computing service offered by Oracle Corporation providing servers, storage, network, applications and services through a global network of Oracle Corporation managed data centers. The company allows these services to be provisioned on demand over the Internet.

We are hiring for multiple clients

Ande is an AI-native, full-stack TypeScript platform built on React, Node.js, GraphQL, and Postgres, running on AWS and powering web, mobile, internal operations, deep integrations, and agentic workflows.

Our product sits at the intersection of enterprise workflows, hospitality operations, payments, compliance, procurement, and AI — giving engineers the opportunity to solve problems that combine polished user experiences with complex real-world systems.

Engineering at Ande is deeply product-oriented and systems-heavy. We care about:

• Type safety and shared abstractions
• Fast iteration and observable production systems
• High-quality user experiences
• Building durable foundations for a category-defining platform

PMs and engineers work closely with the business domain, contributing directly to:

• Booking experiences
• Client entertainment policies
• Venue operations
• Spend visibility and approvals
• Payments and procurement workflows
• Enterprise integrations
• AI-driven workflows that reduce manual coordination across enterprises and hospitality partners

Founders

• Lohit Sarma
• Ashish Bidadi
• Michael McDermott