Regional VP - Lending
Leading Financial Services Company
Regional VP - Lending at Leading Financial Services Company · Delhi, Gurugram, Noida · 9 - 13 years · ₹12L - ₹15L / yr · Posted 25 Nov 2021
9 - 13 yrs
₹12L - ₹15L / yr
Delhi, Gurugram, Noida
Skills
Lending
Loan servicing
Loans
Loan
lending
Our client is more than 2 decades old NBFC registered with the RBI. The company was set up with an aim to empower rural entrepreneurs, SMEs, and small institutions by micro-financing. The company has come a long way since its inception in 1992 and has evolved with time with the introduction of its App in the small loans sector. At present, the company has more than 2000 employees and has serviced millions of borrowers to accomplish their dreams. The group has diversified into the education segment and is running two schools. The schools are part of one of the largest private school chains in India. The schools have a flourishing family of 350 teachers and 6500 studentsThe leadership team at the helm of the company has demonstrable experience in financial services and has built the company by upholding the trust of its customers.
As a Regional VP - Lending, you will be responsible for Monitoring and managing MFI portfolio (Direct, Co-Lending, indirect Lending by NBFC).
What you will do:
- Analyzing financial and business in detail, of on-balance sheet exposures of the region under control for NBFC - MFIs
- Formulating the various criteria to be involved in credit approval and also reviewing the same regularly
- Managing audits and ensuring compliance of relevant laws, regulations and such regulatory requirements
- Being responsible for P&L accountability and revenue generation
- Monitoring the industry trends regularly and thus identifying new business opportunities
- Working closely with external stakeholders like customers and also internal stakeholders such as various departments
- Monitoring and implementing customer acquisition measures and also strategically designing customer retention
- Ensuring that timely approval is taken from the internal risk and compliance on new processes and products
- Visiting the customers (borrowers) in regular intervals
- Managing BC network with respect to product, policy and process
- Ensuring that the lending deliverables, as set forth by the management, is focused on and also achieved
- Initiating process improvements by focusing on improvements in service quality, cost rationalization, customer retention etc
- Handling escalations, if any, and ensuring that the issues raised are resolved at the earliest
- Building, training, guiding and managing a team of lending specialists
Candidate Profile:
Desired Candidate Profile
What you need to have:
- Graduation is a must. MBA is highly desirable
- Relevant work experience of 6 – 7 years in lending is a must
- Deep knowledge and relevant work experience of Microfinance products and BC is a must
- High standards of accuracy, integrity and attention to detail
- Excellent communication skills
- Proven experience and ability to manage a team
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Shubham Vishwakarma
Full Stack Developer - AverlonI had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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