General Medicine(MBBS)

Who we are:

At Qiro, we are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. Our focus lies in developing an institutional private credit protocol that seamlessly connects on-chain stablecoin lenders with off-chain fintech borrowers.

What are we looking for:

We are seeking a highly skilled and experienced Head of Credit to lead our credit department and drive our lending strategies. As the Head of Credit, you will be responsible for overseeing all aspects of credit underwriting, risk management, credit policy, ensuring that our lending practices align with regulatory requirements and industry best practices while maximizing profitability. The borrowers are NBFIs / NBFCs / Fintech lenders / Debt Funds spread across emerging economies like SEA, LATAM, etc.

Responsibilities:

• Head the Risk Policy, Credit Underwriting and Collection functions of NBFC / NBFI / Fintech lender / Debt fund from SEA, LATAM, etc.
• Facilitate the development and constant update of risk policies and related frameworks.
• Proactive risk assessment of existing portfolio on regular basis identifying weak accounts.
• Constantly monitor and evaluate Early Warning Signals and deploy/ amend the limits structure for managing the risk concentration across a broad range of parameters.
• Evaluating creditworthiness and financial stability of global borrowers such as NBFC / NBFI / Fintech Lenders / Debt Funds.
• Assessing risks in lending and making informed decisions.
• Maintaining up-to-date knowledge of lending regulations.
• Provide detailed monthly and weekly reporting for LPs, investors, and management.
• Build, review, update and maintain the Credit Policy.

Requirements:

• Minimum 7 years of experience in the Banking/NBFC/Fintech space with at least 3-4 years of experience at management level.
• Minimum Bachelor’s degree in finance, economics, or related field.
• Experience in credit analysis or underwriting of NBFCs / Fintech lenders / FIs
• Strong analytical and decision-making skills.
• Excellent communication and interpersonal abilities especially to manage global (mostly SEA & LATAM) FIs (NBFC / NBFI / Fintech Lender / Debt Fund)
• In depth knowledge of credit fund, hedge fund, debt fund, structured debt, corporate finance, and fintech lending. 
• Strong understanding of regulatory requirements and compliance issues related to lending operations.
• Exceptional skills in understanding data, trend analysis, score cards and behavior scores is must

Nice to have:

• Excellent communication skills along with strong presentation and data analytics skills.
• Professional certifications such as CA, CFA, FRM, or similar credentials are a plus. 



Benefits:

• Global exposure 
• Intro to Decentralised Finance world
• Competitive salary and performance-based bonuses.
• Flexible remote work.
• Flexible working hours.
• Opportunities for professional development and career growth within a dynamic global fintech company.

Salary Range : 20 LPA to 35 LPA

We are looking for an enthusiastic iOS Developer Intern who is skilled in Swift and passionate about building iOS apps from the ground up.

1. Product Design and Development Skills

• iOS (Swift)
• Firebase - firestore
• Cloud functions

2. Design skills

Recreate Figma design in Swift

3. Testing Skills

Test the feasibility and viability of the App.

1. Developing creative solutions and features in an iterative environment to meet the current product needs.
2. Collaborating with a team to define, develop, and ship new features.

3. Optimizing components and creating docs, unit, scenario, integration sanity test, etc. if required

Spacenos is the fastest-growing start-up which is innovating in the finance, edtech and marketing domain since 2015 and won multiple awards and recognitions from more than 40+ MNCs and Fortune 500 companies. Our Clients are based out of the U.S.A and Australia. We are funded & Supported by Government of Karnataka, Angel Investors and International Grants.

1. Apply for your CV and past work to be reviewed.
2. Receive a telephonic interview or assessment upon filling the final step form.
3. Receive offer letter if selected.

Our hiring process takes less than 24 hours from the time you receive the Final Step form.

Validity: Up to Dec 2023

- Apply soon, the earliest applicant would be preferred over the late applicants.

Node.js Developer Responsibilities:

• Developing and maintaining all server-side network components.
• Ensuring optimal performance of the central database and responsiveness to front-end requests.
• Collaborating with front-end developers on the integration of elements.
• Designing customer-facing UI and back-end services for various business processes.
• Developing high-performance applications by writing testable, reusable, and efficient code.
• Implementing effective security protocols, data protection measures, and storage solutions.
• Running diagnostic tests, repairing defects, and providing technical support.
• Documenting Node.js processes, including database schemas, as well as preparing reports.
• Recommending and implementing improvements to processes and technologies.
• Keeping informed of advancements in the field of Node.js development.

Node.js Developer Requirements:

• Bachelor's degree in computer science, information science, or similar.
• At least 4 years' experience as a Node.js developer.
• Extensive knowledge of JavaScript, web stacks, libraries, and frameworks.
• Knowledge of front-end technologies such as HTML5 and CSS3.
• Superb interpersonal, communication, and collaboration skills.
• Exceptional analytical and problem-solving aptitude.

We are looking for a React Native Developer who will be responsible for building native applications that can run on multiple platforms such as Android & iOS.

Job Responsibilities:

• You will work as a part of a team to build React Native iOS/ Android Applications for clients.
• Integrate third-party API’s
• Architect, build and maintain excellent react native applications with clean code.
• Write unit and integration tests
• Work with native modules when required.
• Build pixel-perfect, buttery smooth UIs across both mobile platforms.
• Diagnose and fix bugs.
• Building reusable code and libraries for future use.
• Implementation of security and data protection.

Skills Requirement

• Hands-on Experience with React/Redux/React Native API, ReactJS.
• Should have knowledge about GraphQL and TypeScript.
• Thorough understanding of React Native development tools like IDEs (Nuclide, Atom, Sublime Text, or Visual Studio Code)
• Ability to keep code elegant and clear.
• 6 months experience as a React Native developer

Who can apply

Only those candidates can apply who:

1. Are from Surat

2. Have relevant skills and interests

3. Ready to work in Office only

* Women wanting to start/restart their careers can also apply.

Send Your CV on WhatsApp +91 7777 960 192

Job Type: Full-time

Total Work Experience: 1 year (Preferred)

Why you should join us

- You will join the mission to create positive impact on millions of peoples lives

- You get to work on the latest technologies in a culture which encourages experimentation - You get to work with super humans (Psst: Look up these super human1, super human2, super human3, super human4)

- You get to work in an accelerated learning environment

What you will do

- You will provide deep technical expertise to your team in building future ready systems.

- You will collaborate in a highly cross functional team, providing engineering perspective to non technical members of the team

- You will help develop a robust roadmap for ensuring engineering operational excellence

- You will establish clean and optimised coding standards that are well documented

- You will author efficient, reliable and performant systems

- You will design systems, frameworks and libraries that work at scale, are easy to maintain and provide a great developer experience

- You will be agile and curious about customer problems and business objectives

- You will actively mentor and participate in knowledge sharing forums

- You will work in an exciting startup environment where you can be ambitious and try new things :)

You should apply if

- You have a strong foundation in Computer Science concepts and programming fundamentals

- You have been working on backend web technologies since 8+ years

- You have built and maintained reliable systems that operate at high scale

- You’re experienced in building and running cloud-native platforms & distributed systems

- Extensive experience in any web stack (we use Typescript / AWS / DynamoDB / PostgreSQL)

- You understand the hustle of a startup and are good with handling ambiguity

- You are data driven, have customer empathy and enjoy building delightful applications

- You are curious, a quick learner and someone who loves to experiment

- You insist on highest standards of quality, maintainability and performance

- You work well in a team to enhance your impact

• 6+ years of experience in software design, development and deployment 
• Must have extensive experience in architecture, design and development on .NET framework, C#, WPF
•  Must have experience of relational database such as My SQL and MS SQL Server
• Must have experience in Web Services, SOAP, TCP
• Must have excellent experience in debugging, Problem Solving and root cause analysis 
• Must have experience on writing Nunit test cases
•  Exposure to new tech stacks: AI, ML, BigData, Cloud, Broker Engine, Rule Engine, Report Builder
•  Strong exposure to Mean Stacks (Mongo, Express, Angular, Node and React for simple and scalable full stack applications)
• Should have good experience of creating designs & design patterns.
• Lead and Mentor the team technically