Data Engineer (Digital Lending) at NBFC for Digital Lending · Mumbai · 3 - 6 years · Upto ₹45L / yr · Posted 21 Sep 2026

Must-Have Skills
- Minimum 3 years of experience in Data Engineering / Analytics Engineering / Fintech Data roles
- Must have worked on SMS Parsing, intelligent platform, converting RAW customer SMS data into structured actionable financial signals and enabling downstream usage of SMS derived variables
- Must have established a continuous learning cycle to expand parser coverage
- Experience in Lending / NBFC / Fintech domain
- Experience working with Bureau, SMS, Device, or Banking data
- Strong Python and SQL (production level)
- Experience handling unstructured data (SMS, logs, JSON, APIs)
- Experience building data pipelines, schedulers, and cron jobs
- Strong database design and data modelling skills
- Ability to work in a startup environment with high ownership
- Familiarity with modern platforms like AWS, Snowflake, Google BigQuery, Redshift
Good to Have
- Experience in STPL, especially less than 25K ticket size
- Experience with streaming (Kafka/Kinesis) and orchestration (Airflow or Step Functions)
- Experience with feature stores and risk analytics datasets
- Knowledge of regex, NLP basics for SMS parsing
- Experience supporting real-time decision engines/underwriting systems
Role Summary
This role will be responsible for owning the end-to-end data-structuring layer across the organisation. The individual will transform large volumes of raw, unstructured, and semi-structured data (such as SMS, device, bureau, and app data) into clean, standardised, and analysis-ready datasets. These structured datasets will directly power risk analytics, fraud detection, marketing insights, collections strategy, and policy decisioning.
Key Objective of the Role
Ensure all raw lending data (SMS, Bureau, Device, AA, App logs) is captured, parsed, structured, and stored in a clean analytics-ready format inside databases (PostgreSQL, DynamoDB, AWS stack) so that the Risk and Data Science team can directly use it for feature creation, policy building, and portfolio monitoring.
Core Responsibilities
- End-to-End Data Ownership
- Design, build, and maintain end-to-end data pipelines (batch + streaming) using AWS native services (Glue, Lambda, Step Functions, Kinesis, S3, Athena, Redshift, EMR/Spark, etc.): ingestion
→ parsing → structuring → storage
- Work closely with Tech, Product, and Data Science to define what data should be captured
- Maintain data documentation, data dictionaries, and schema governance
- Ensure data quality, consistency, and version control
- Unstructured Data Processing (Highest Priority)
- Parse raw SMS dumps and categorise into salary, EMI, loan apps, collections, credits, debits, OTP, etc.
- Process device fingerprint, behavioural logs, and vendor data (FinBox, AA, Bureau APIs)
- Convert JSON, logs, and raw API responses into structured feature tables
- Build regex/keyword-based parsers for financial SMS classification
- Feature Implementation (From Risk & Data Science Team)
- Implement feature creation logic provided by Risk/Data Science team
- Translate business and policy logic into SQL/Python pipelines
- Create reusable feature layers for underwriting, fraud, collections, and monitoring
- Maintain a feature store for consistent model and policy usage
- Lending Data Understanding (Domain-Specific Requirement)
- Work with Bureau data
- Structure SMS-derived financial variables (income, stress, EMI signals)
- Work with Account Aggregator and bank transaction datasets
- Understand fintech alternate data used in underwriting and fraud detection
- Data Pipelines & Automation
- Build and maintain ETL/ELT pipelines using Python & SQL
- Create cron jobs for automated data ingestion and feature refresh
- Automate vendor data pulls (Bureau, SMS SDK, AA, device data)
- Ensure low-latency pipelines for real-time underwriting use cases
- Database Structuring & Storage Architecture
- Structure clean datasets in PostgreSQL (analytics layer)
- Manage raw data storage in DynamoDB / S3 data lake
- Design normalized and denormalised tables for risk analytics
- Optimise database performance for large-scale query workloads
- Dashboards & Readable Data Layer
- Create analytics-ready datasets, implement & write Metabase queries and convert into dashboards (Metabase / Power BI)
- Enable self-serve data access for Risk, Business, and Founders
- Support ad-hoc analysis requirements from leadership
- Cross-Functional Collaboration (Very Important)
- The role requires close collaboration with data science, tech, product, and business teams to ensure reliable data pipelines, well-defined schemas, API integrations, logging architecture and high data quality, enabling faster and more accurate decision-making across lending workflows.
Tech Stack (Current Environment)
- AWS Services
- PostgreSQL (Primary analytics DB)
- DynamoDB (Raw/NoSQL storage)
- Python (Pandas, NumPy, ETL frameworks)
- Advanced SQL
- APIs, JSON, and Log Data Handling

Similar jobs (10)
Job Summary
Role Overview
We are looking for an experienced Data Engineer with strong expertise in Python, ETL, Advanced SQL, CI/CD, DevOps, and Data Analytics. The ideal candidate should have hands-on experience designing and developing scalable data pipelines, transforming large datasets, and supporting data-driven applications.
Experience with Google Cloud Platform (GCP) will be an added advantage.
Key Responsibilities
- Design, develop, and maintain scalable ETL/ELT data pipelines using Python and SQL.
- Develop complex and optimized SQL queries, stored procedures, and data transformations.
- Build and maintain reliable data integration workflows across multiple data sources.
- Perform data cleansing, validation, transformation, and quality checks.
- Analyze data and provide insights to support business and technical requirements.
- Implement and maintain CI/CD pipelines for data engineering applications.
- Work with DevOps practices and tools to automate deployments, monitoring, and infrastructure processes.
- Troubleshoot data pipeline failures, performance issues, and production incidents.
- Optimize data processing workflows for performance, scalability, and reliability.
- Collaborate with Data Analysts, Data Scientists, Developers, and other stakeholders.
- Follow best practices for version control, testing, documentation, and deployment.
- Contribute to cloud-based data engineering initiatives, preferably on GCP.
Required Skills
- 5–7 years of hands-on experience in Data Engineering.
- Strong programming skills in Python.
- Strong expertise in Advanced SQL and database concepts.
- Hands-on experience with ETL/ELT processes and data pipelines.
- Good understanding of Data Warehousing and Data Modeling concepts.
- Experience with CI/CD practices and tools.
- Strong understanding of DevOps principles, automation, and deployment processes.
- Strong data analytics and problem-solving skills.
- Experience working with large datasets and performance optimization.
- Good understanding of Git/version control and software development best practices.
Good to Have
- Hands-on experience with Google Cloud Platform (GCP).
- Exposure to GCP data services such as BigQuery, Cloud Storage, Dataflow, Composer, or Pub/Sub.
- Experience with containerization/orchestration technologies such as Docker/Kubernetes.
- Experience with workflow orchestration tools such as Airflow.
- Knowledge of cloud-based data architecture and distributed data processing.
Preferred Candidate Profile
- Strong analytical and problem-solving abilities.
- Good communication and stakeholder management skills.
- Ability to work independently as well as in a collaborative team environment.
- Strong ownership of data pipelines and production systems.
- Candidates who can join at short notice are preferred.
Mandatory Skills
Data Engineer, Python , ETL, GCP, Advanced SQL, Strong Data Analytics skills, CICD, Devops
Job Description
We are looking for an experienced Data Engineer with strong expertise in Python, ETL, SQL, CI/CD, and DevOps to design, develop, and maintain scalable data pipelines and data processing solutions.
Key Responsibilities
- Design, develop, and maintain scalable ETL/ELT data pipelines.
- Develop data processing solutions using Python.
- Write complex and optimized SQL queries, stored procedures, and data transformations.
- Build and maintain data ingestion and integration workflows.
- Implement data quality, validation, monitoring, and error-handling processes.
- Develop and maintain CI/CD pipelines for data engineering applications.
- Work with DevOps tools and practices for automated build, deployment, and infrastructure management.
- Collaborate with data analysts, data scientists, software engineers, and business teams.
- Optimize data pipelines for performance, reliability, and scalability.
- Troubleshoot production data issues and ensure timely resolution.
- Follow best practices for version control, code quality, testing, and deployment.
Mandatory Skills
- Python
- ETL
- SQL
- CI/CD
- DevOps
- Git / Version Control
- Strong problem-solving and debugging skills
Role Summary
We are hiring a Data Engineer / ML Data Pipeline Engineer to build and operate the data backbone of the Enterprise AI platform:
What You'll Own
- Ingestion & ETL/ELT pipelines for heterogeneous project folders (PDF drawings, SVG files, IFC models, BBS.json bar-bending-schedule data, Excel exports, and AI agent output JSON).
- AWS-based data architecture: S3 raw/staging/curated/outputs structuring, partitioning, versioning, and lifecycle management; querying via Athena/Glue and warehousing via Redshift or Snowflake as needed.
- Data validation frameworks: GUID cross-referencing between SVG and BBS data, schema enforcement, duplicate/orphan detection, reference integrity checks, and structured validation reporting.
- Agent run logging & observability: designing the database schema and pipelines that track every AI agent run (inputs, outputs, status, errors, cost, retries, reviewer feedback).
- AI Factory monitoring dashboards: operational dashboards (failure rates, retries, latency, data quality) and business dashboards (throughput, cost per run, rework rate) for Power BI/QuickSight or equivalent.
- ML data pipeline support: dataset preparation, labeling/annotation workflows, human-in-the-loop review tooling, and dataset versioning for models that classify or QC drawing issues.
- APIs: designing and building FastAPI/Flask endpoints to trigger validation runs and expose agent processing status to internal tools.
- Data quality & testing discipline: idempotent pipelines, quarantine/reject handling, regression and reconciliation testing, and root-cause debugging when pipelines or query performance degrade in production.
Key Skills — Non-Negotiable (Must-Have, Strong Level)
- Python — production-grade scripting: file/folder handling, JSON/schema processing, clean error handling, not just notebook-level scripting.
- SQL — strong hands-on ability, including GROUP BY/HAVING for duplicate detection, window functions, and daily aggregate/rate calculations (e.g., success-rate queries).
- AWS S3 data handling — practical experience structuring buckets for raw/staging/curated data, versioning, and avoiding overwrite issues at scale.
- Data validation — demonstrable experience building validation logic (set comparisons, duplicate/missing detection, structured pass/fail reporting), not just "I write assertions."
- ETL/ELT pipeline design — end-to-end ownership of at least one pipeline: source → transform → storage → validation → monitoring → business outcome, with clear articulation of what they personally built.
- Query/warehouse engine judgment — working knowledge of when to use Athena vs. Redshift vs. Snowflake (or equivalent), partitioning, clustering, sort/distribution keys, and storage format trade-offs (Parquet vs. JSON vs. CSV).
Key Skills — Good to Have
- Dashboarding — Power BI / QuickSight (or equivalent) fact/dimension table design, KPI cards, drill-downs; medium-to-strong level is a plus but trainable.
- FastAPI / Flask — building real endpoints with request/response schemas and basic error handling; especially valuable for validation-trigger and agent-status APIs.
- ML data pipeline experience — dataset labeling, annotation platform design, train/test/validation splitting, dataset versioning; strong on the pipeline/data side rather than model training itself.
- Human-in-the-loop / review tooling — experience building or contributing to browser-based labeling/review platforms (session persistence, label schema, export formats).
- Large-scale metadata querying — experience making file discovery fast across large volumes (1,000+ projects, thousands of files each) via metadata index tables, event-based ingestion, or catalog tools like AWS Glue.
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
About AuxoAI:
AuxoAI is a global platform-based services firm. We help companies—turn their strategies into practical digital and AI solutions. By understanding how our clients make decisions, we use digital and Artificial Intelligence (AI) technologies to drive growth, enhance their operations, improve customer experiences, and provide clear, actionable insights from their data. What We Do We work across various industries such as healthcare, high-tech, consumer packaged goods (CPG), finance etc., and in sales, marketing, and customer support functions.
We help our clients with accelerating their digital and AI journeys through:
• AI Application Development
• Data, Digital and Cloud acceleration using AI
• AI Native Product Engineering
We are seeking a skilled and experienced Data Engineer to join our dynamic team. The ideal candidate will have 6+ years of prior experience in data engineering, with a strong background in AWS (Amazon Web Services) technologies. This role offers an exciting opportunity to work on diverse projects, collaborating with cross-functional teams to design, build, and optimize data pipelines and infrastructure.
Responsibilities:
* Design, develop, and maintain scalable data pipelines and ETL processes leveraging AWS services such as S3, Glue, EMR, Lambda, and Redshift.
* Collaborate with data scientists and analysts to understand data requirements and implement solutions that support analytics and machine learning initiatives.
* Optimize data storage and retrieval mechanisms to ensure performance, reliability, and cost-effectiveness.
* Implement data governance and security best practices to ensure compliance and data integrity.
* Troubleshoot and debug data pipeline issues, providing timely resolution and proactive monitoring.
* Stay abreast of emerging technologies and industry trends, recommending innovative solutions to enhance data engineering capabilities.
Requirements :
* Bachelor's or Master's degree in Computer Science, Engineering, or a related field.
* 6+ years of prior experience in data engineering, with a focus on designing and building data pipelines.
* Proficiency in AWS services, particularly S3, Glue, EMR, Lambda, and Redshift.
* Strong programming skills in languages such as Python, Java, or Scala.
* Experience with SQL and NoSQL databases, data warehousing concepts, and big data technologies.
* Familiarity with containerization technologies (e.g., Docker, Kubernetes) and orchestration tools (e.g., Apache Airflow) is a plus.
Job Summary
We are seeking a skilled Data Engineer to design, build, and maintain scalable data pipelines and infrastructure. The ideal candidate should have strong expertise in SQL, Python, Linux, and modern data engineering practices to support data integration, transformation, and analytics.
Key Responsibilities
- Design, develop, and maintain ETL/ELT data pipelines.
- Write efficient and optimized SQL queries for data extraction, transformation, and reporting.
- Develop automation scripts using Python for data processing and workflow optimization.
- Work with Linux environments for deployment, monitoring, and troubleshooting.
- Ensure data quality, integrity, and reliability across data platforms.
- Collaborate with data analysts, software engineers, and business stakeholders to deliver data solutions.
- Monitor, troubleshoot, and optimize data pipelines for performance and scalability.
- Implement best practices for data security, governance, and documentation.
Required Skills
- Strong experience in Data Engineering concepts and ETL/ELT processes.
- Proficiency in SQL, including query optimization and database design.
- Strong programming skills in Python.
- Hands-on experience with Linux commands, shell scripting, and system administration basics.
- Experience with relational databases such as PostgreSQL, MySQL, SQL Server, or Oracle.
- Familiarity with Git/version control.
- Strong analytical and problem-solving skills.
Preferred Skills
- Experience with cloud platforms (AWS, Azure, or GCP).
- Knowledge of Apache Spark, Airflow, Kafka, or similar data engineering tools.
- Experience with data warehousing solutions and big data technologies.
- Understanding of CI/CD pipelines and containerization (Docker/Kubernetes).
Qualifications
- Bachelor's degree in Computer Science, Information Technology, Engineering, or a related field.
- Relevant certifications in cloud or data engineering are an added advantage.
Data Engineer Short Hiring Post
🚨 Hiring: Data Engineer
🔹 Experience: 5–9 Years
🔹 Location: Bangalore / Hyderabad
🔹 Skills: PySpark, Python, SQL, ETL, CI/CD, Data Modeling
🔹 Process: L1 Virtual → L2 F2F Karat Test
🔹 F2F: Bangalore / Hyderabad Location
🔹 Positions: Immediate requirement
⚠️ Note: Candidates must be available for F2F Karat immediately after L1.
#Hiring #DataEngineer #PySpark #Python #SQL #BangaloreJobs #HyderabadJobs #Mphasis #ImmediateJoiners
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Job Summary
We are seeking a motivated Data Engineer with strong skills in SQL, Python, and Linux to design, build, and maintain scalable data pipelines and support data-driven decision-making. The ideal candidate should have experience working with large datasets, ETL processes, and relational databases while ensuring data quality and performance.
Key Responsibilities
- Design, develop, and maintain ETL/ELT data pipelines.
- Write optimized SQL queries, stored procedures, and database objects.
- Develop Python scripts for data extraction, transformation, and automation.
- Work in Linux environments to manage scripts, cron jobs, and system processes.
- Monitor and troubleshoot data pipeline failures.
- Ensure data integrity, consistency, and quality across systems.
- Collaborate with data analysts, software engineers, and business stakeholders.
- Optimize database performance and query execution.
- Participate in code reviews and follow best engineering practices.
Required Skills
- Strong proficiency in SQL (joins, subqueries, window functions, CTEs, indexing, query optimization).
- Good programming experience in Python.
- Hands-on experience with Linux commands and shell scripting.
- Understanding of ETL/ELT concepts and data warehousing.
- Knowledge of relational databases such as PostgreSQL, MySQL, Oracle, or SQL Server.
- Familiarity with Git for version control.
- Strong problem-solving and analytical skills.
About Us:
The QX Impact was launched with a mission to make A.I accessible and affordable and deliver AI Products/Solutions at scale for the enterprises by bringing the power of Data, AI, and Engineering to drive digital transformation. We believe without insights; businesses will continue to face challenges to better understand their customers and even lose them. Secondly, without insights businesses won't’ be able to deliver differentiated products/services; and finally, without insights, businesses can’t achieve a new level of “Operational Excellence” is crucial to remain competitive, meeting rising customer expectations, expanding markets, and digitalization.
Job Summary:
We are looking for a Senior Data Engineer who is creative, collaborative, and adaptable to join our agile team of data scientists, engineers, and UX developers. The role focuses on building and maintaining robust data pipelines to support advanced analytics, data science, and BI solutions.
As a Senior Data Engineer, you will work with internal and external data, collaborate with data scientists, and contribute to the design, development, and deployment of innovative solutions.
Key Responsibilities:
- Design, develop, test, and maintain optimal data pipeline and ETL architectures.
- Map out data systems and define/design required integrations, ETL, BI, and AI systems/processes.
- Prepare and optimize data for predictive and prescriptive modeling.
- Collaborate with teams to integrate ERP data into the enterprise data lake, ensuring seamless flow and quality.
- Enhance cloud data infrastructure on AWS or Azure for scalability and performance.
- Utilize big data tools and frameworks to optimize data acquisition and preparation.
- Build architectures to move data to/from data lakes and data warehouses for advanced analytics.
- Develop and curate data models for analytics, dashboards, and reports.
- Conduct code reviews, maintain production-level code, and implement testing approaches.
- Monitor, troubleshoot, and resolve data ingestion workflows to maintain reliability and uptime.
- Drive innovation and implement efficient new approaches to data engineering tasks.
Must-Have Skills:
- Bachelor’s degree in Computer Science, Mathematics, Engineering, or a related field.
- 5+ years of experience working with enterprise data platforms, including building and managing data lakes.
- 3–5 years of experience designing and implementing data warehouse solutions.
- Expertise in SQL, including developing stored procedures (SP) and applying advanced data design concepts.
- Proficiency in Spark (Python/Scala) and Spark Streaming for real-time data pipelines.
- Experience with AWS or Azure services (e.g., AWS Glue, Azure Data Factory, Redshift, Snowflake).
- Familiarity with big data tools such as Apache Kafka, Apache Spark, or Flink.
- Hands-on experience with orchestration tools (e.g., Apache Airflow, Prefect).
- Knowledge of CI/CD processes, version control (e.g., Git, Jenkins), and deployment automation.
- Strong problem-solving, communication, and collaboration skills.
Good-to-Have Skills:
- Experience in integrating ERP data into data lakes.
- Experience with traditional ETL tools (e.g., Talend, Pentaho).
Competencies:
- Tech Savvy - Anticipating and adopting innovations in business-building digital and technology applications.
- Self-Development - Actively seeking new ways to grow and be challenged using both formal and informal development channels.
- Action Oriented - Taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm.
- Customer Focus - Building strong customer relationships and delivering customer-centric solutions.
- Optimize Work Processes - Knowing the most effective and efficient processes to get things done, with a focus on continuous improvement.
Why Join Us?
- Be part of a collaborative and agile team driving cutting-edge AI and data engineering solutions.
- Work on impactful projects that make a difference across industries.
- Opportunities for professional growth and continuous learning.
- Competitive salary and benefits package.
Application Details
Ready to make an impact? Apply today and become part of the QX Impact team!
Job Title : Senior Data Engineer – Databricks
Experience : 14 to 20 Years
Location : HSR Layout, Bangalore
Work Mode : Hybrid – 3 Days WFO
Shift : 11:30 AM – 07:30 PM IST
Positions : 2
Notice Period : Immediate Joiners Only
Interview : 1 Technical Round + 2 Client Rounds
Role Overview :
We are looking for a Senior Data Engineer to build and lead enterprise-scale data platforms for a Switzerland-based commodity client.
The role requires a strong hands-on Data Engineering professional with expertise in Databricks, PySpark, Python, SQL, and AWS, along with technical leadership and stakeholder management experience.
Must-Have Skills :
- 14 to 20 years of Data Engineering experience
- Databricks & Apache Spark / PySpark
- Python & SQL
- AWS Cloud
- Lakehouse Architecture
- ETL / ELT & Distributed Data Processing
- Batch & Streaming Pipelines
- Data Pipeline Optimization & Data Modeling
- CDC & Incremental Processing
- Git, CI/CD & Testing
- Data Quality, Monitoring & Observability
- Technical Leadership & Stakeholder Management
Key Responsibilities :
- Design and build scalable data pipelines using Databricks, PySpark, Python, SQL, and AWS.
- Own data products from design through production.
- Develop batch / streaming pipelines and reusable ETL / ELT frameworks.
- Optimize pipelines for performance, scalability, reliability, and cost.
- Design scalable data architectures and data models.
- Implement data quality, monitoring, lineage, and CI/CD practices.
- Lead technical discussions and mentor engineering teams.
- Collaborate with business stakeholders, architects, product owners, and engineering teams.
- Remain hands-on while providing technical leadership.
Ideal Candidate :
A 14 to 20 years experienced, hands-on Data Engineering leader with strong Databricks + PySpark + AWS expertise, excellent communication, stakeholder management, and experience delivering enterprise-scale data platforms.
🔴 Super Urgent : Only Bangalore-based immediate joiners.
Skills Referential (Required knowledge, skills and abilities)
Technical Skills:
Python
Pyspark
SQL
ETL Aws, Azure, gcp







