Finansh

                                                                                           About SelFin

SelFin is a digital banking platform dedicated to the financial inclusion of micro-enterprises in India. We are enabling access to finance for the "next billion", seamlessly via a hyperlocal network of financial advisors supercharged by technology. Our market consists of 50+ million micro-enterprises across India such as kirana stores, restaurants, salons, retailers and others.

Our mission is to solve their banking needs by providing suitable credit-, saving- and insurance products through a "Phygital Model", using a dedicated hyperlocal network of financial advisors for last-mile distribution and collections.

Our cloud-based application is built on state-of-the-art technology and our proprietary credit risk assessment combines traditional and new data sources, psychometric analysis and advanced statistical analytics. We are a seasoned team of entrepreneurs and professionals with successful prior exits and deep-routed DNA in lending and technology and backed by leading international investors.

• Entrepreneurial environment - With the right ambition you have unlimited opportunity to grow your career at SelFin
• International flavor - Our widespread network of international investors, partners and supporters, gives our employees a global exposure
• Rewards - We celebrate our employees by recognizing their talent and rewarding their achievements
• Value Creation - At SelFin, we create value for our employees through our ESOP program
• Exciting work - Join SelFin to be a part of a driven team and work in an engaging environment
• Chance to innovate - The SelFin team thrives on innovation, ambitious ideas and teamwork

FinEzzy is a comprehensive one-stop personal finance solution designed to address savings, investments, protection (insurance), and credit within a single platform. This innovative approach provides users with an all-encompassing perspective and tailored solutions for their diverse financial needs.

Operating as a brand under the legal entity of Radical Advisors India Private Limited, FinEzzy was founded by Atul Garg, a financial advisor with over two decades of experience. Witnessing numerous investors succumb to debt traps or liquidate investments in times of crisis, Garg recognized the need for a platform to preserve and advance investors’ financial goals.

Thus, FinEzzy was born, launching its inaugural offering, “Loan against Mutual Fund,” as a credit solution within the personal finance sphere. FinEzzy empowers users to secure short-term credit against their mutual fund investments during financial emergencies rather than redeeming their investments. This approach enables investors to maintain the growth of their existing investments while addressing financial needs through an affordable, non-detrimental option that safeguards their credit score.

Vision:

To empower individuals to achieve financial well-being by providing a comprehensive and seamless platform that offers instant, unbiased advice and guidance across all aspects of personal finance, ultimately helping users become financially net worth positive.

finban gives small and mid-sized companies a clear view of their financial future. The platform connects bank accounts (PSD2), accounting systems such as DATEV, Lexware Office and sevdesk, payment providers like Stripe and PayPal, CRM systems and spreadsheets — and consolidates them into a single, always-current liquidity plan.

What sets finban apart is how it handles data. Instead of forcing one source of truth, actuals from the bank, open receivables and payables from accounting, and forward-looking budget assumptions coexist side by side. As real payments come in, they replace the plan automatically. The result is a forecast that stays accurate without manual maintenance.

Built in Germany, finban today serves primarily the DACH market — with an integration and banking layer designed to extend across Europe and beyond. It's made for companies of up to around 100 employees: teams that need serious financial visibility but don't have a dedicated treasury department to produce it.