To complete the financial analysis and projection modelling for ongoing monitoring of the high yield
loans for an UK based commercial bank
Analyzing and spreading the historical financial statements in excel
Analysis of financial statements including Income Statement, Balance Sheet and Cash Flow Statement
(incl. Free cash flow, funds from operations) of public and private companies
Going through the supplementary schedules, notes and MD&A for the detailed breakups and
normalizing the financial statements for exceptional items to arrive at the true profitability figures
Analyze the operating metrics to project the major line items like Revenues, EBITDA etc.
Preparing detailed capital structure and debt amortization schedules (tranche wise) including pro forma
adjustment for the acquisition. Candidate should have strong understanding of various classes of debt
(secured/unsecured/subordinated) and financing options used by the borrower for the deal
Analyzing the pro forma credit metrics like total leverage, interest coverage, fixed charge coverage etc.
Analyzing the financial covenants applicable to the borrower
Strong understanding of financial projections based on management guidance, company budget and
consensus estimates. This will include creating various scenarios like management case, sponsor
case, upside and downside case etc.
Screening the merger agreements and assessing synergies from the deal based on management
inputs and third party data sources
Strong understanding of calculating IRR and various valuation techniques like DCF, Peer multiple and
liquidation based recovery analysis for various debt pieces using recovery values for each asset type
Conducting detailed Quality Checks and delivering to the client
Responsible for achieving 100% quality
Meeting strict deadlines and ability to work under pressure
Ability to work individually and in the team
Update reporting manager on the tasks in hand, completed on a regular basis
Communicate with onshore Risk team for providing regular update and workflows
Provide inputs, involved in discussions and Implementing new ideas to generate efficiency
Requirements-
MBA (Finance) / CFA / CA (CPA equivalent)
Experience of 4 - 6 years in financial modeling and analysis using excel
Proficient in MS Excel
Prior experience of working on LBO models is preferred
Excellent written and spoken communication skills
Subodh Popalwar
Software Engineer, Memorres
About Acuity knowledge partner
Similar jobs
About Company:
Leading mid‐market investment bank with strong practices around M&A, PE, Capital Markets, Institutional Equities, Wealth Management, Insurance Broking, and Portfolio Management Services.
Role & Responsibilities:
Our Ideal Candidate:
- Somebody who hits the road running with financial modelling, presentation skills, is smart and a fast learner, displays commercial sense, attitude & hunger to learn.
- Somebody with excellent communication skills.
The candidate shall be responsible for:
- Assisting the leadership team in conducting & taking lead in industry research, market mapping and preparing mandate pitches.
- The candidate will be part of an end‐to‐end deal making cycle for multiple sell‐ side/ buy-side mandates.
- Strong interest and awareness of the markets, investment activities, key players in their respective sector. • Strong understanding of financial statements
- Independently prepare deal collaterals like IM, model, teasers, pitchbooks etc.
- Lead deal cycle and act as primary touch point – (data-rooms, due-diligence, transaction documents, meetings etc.)
- Extremely high proficiency in PowerPoint and excel. • Over the years, candidates should aspire to move up the ladder, with the growing organization in building up and leading own teams independently.
- Indian market experience is preferred.
Requirements:
- Minimum 01-year front-end IB experience OR 02 years, back-end investment banking experience.
- Graduate in any discipline / MBA (preference to rank holding or pedigree institute) / CA.
•Experience in Industrial IB or Tech & IT services IB.
Organisation: A fintech neo-banking startup.
Position Overview:
We are looking for a seasoned finance professional to join our team as Finance Head. The ideal candidate will have a strong background in finance and accounting, with a proven track record of leadership in a startup environment.
Responsibilities:
● Develop financial forecasting models to aid in fundraising and inform strategic planning. Maintain and enhance financial models, including future projections
● Develop a financial strategy that supports the company's objectives, focusing on sustainable growth and profitability.
● Closely work with business team to evaluate product pricing, marketing campaigns, unit economics.
● Oversee the day-to-day financial operations, mentor our finance personnel, and ensure a seamless financial workflow.
● Manage treasury function and working capital planning
● Lead negotiations with partners and vendors to ensure beneficial deals, contributing
to the company's profitability and strategic objectives.
● Prepare comprehensive financial updates for internal stakeholders, investors, and tax
authorities, ensuring all reporting requirements are met.
● Ensure legal and regulatory compliance regarding all financial functions across
multiple jurisdictions, including the US, Canada and India .
● Manage fintech finance operations including reconciliation and fund flow
management.
Ideal Candidate:
● Bachelor’s degree in finance, Accounting, or a related field and Chartered Accountant.
● A minimum of 7-10 years of experience in finance, with at least 3-5 years in a senior financial leadership role, preferably in a startup.
● Excellent leadership and team management abilities with a track record of leading a lean team.
● Strong communication skills with the ability to present financial data to non-financial audiences.
● High level of integrity, confidentiality, and professionalism.
STATE IN CHARGE
Education
Any Bachelor Degree
Job Description
Establishing good relationships with Bank's LHO, RBO, DSH & Link Branches.
- Appointment of Kiosk operators in allocated URBAN locations.
- Responsible for ensuring completion & submission of documents at the Bank's office for opening CSPs.
- Ensuring proper selection of CSP location & Kiosk Operator with vision of business sustainability.
- Working towards increasing business performance of CSP's
- Controlling & monitoring of CSP's to avoid Frauds.
- Manages all state level activities and coordination .
- Representation at regional level offices as well as district level offices.
- Any other work; as and when required pertaining Financial Inclusion business
Requirement of Candidate:
1. Graduate
2. Min Exp. of 5 years
3. financial inclusion (BFSI) sector
4. Should have handled a team .
5. Computer Skills - Mails, MS Excel, MS Word.
6. Good Communication skills (English and local Language) - Written & Oral
Provide guidance, mentorship and effective knowledge management within the team to ensure profitability
#business
- Identify, assess and manage risks arising out of operational plan, design or delivery
- Manage multiple stakeholders and work closely with them.
- Ensure a balance with sometimes, competing needs and priorities
- Develop guidelines for effective reflection, learning, and change
- Work on the results from learning and reflection exercise to create best practices and introduce process improvements
Employment terms: Full time
Preferred Date of joining: Latest possible
Travel expenses & Mobile reimbursement: As per the team budget and requirement of the role.
JOB Description
A London based foreign bank has a requirement of shifting its credit MIS to back office and thus has an immediate opportunity for a contract role for the MIS function.
Job Responsibilities:
You will be required to prepare MIS based upon existing standard operating procedures (SOP).
|
Process |
Description |
|
ODA file |
Update limits, limit expiry dates, calculate availment of limits for multi-currency OD limits, limits against FD etc |
|
Limit Sanction statement |
Preparation of list covering all the credit facilities sanctioned during the reporting month |
|
Consolidated data |
Preparation of industry-wise, country-wise data of entire credit portfolio of the bank |
|
Credit dashboard |
Pictorial representation of the credit portfolio based on various parameters |
|
India based exposure |
Reporting of India based exposure to parent bank |
|
Real estate exposure |
Add new accounts opened |
|
Real estate exposure |
Update exposure by updating the latest position of undisbursed loan amounts as on reporting date |
|
Real estate exposure |
Update value of security, cost of project, Gross Development Value etc |
|
Real estate exposure |
Add loans under process and loans sanctioned but not disbursed. Remove loans which have been disbursed. |
|
Key risk indicators |
Update the KRIs as requirement of Risk Department |
|
Largest and second largest exposure |
Select largest and second largest inflow |
|
Restructured accounts |
Reporting of accounts which have been restructured |
|
Loan file |
Instalment-wise breakup of the term loans in the credit portfolio and identification of addition of irregular accounts |
|
Control of capital adequacy |
Analysis of inflow and outflow based on proposals under process and expected repayments |
|
Valuation, Visit, Insurance |
Reporting of pending valuations, visits and insurance |
|
IFRS 9 |
1. Collating information from various sources to populate respective information sheet (3c File data). |
|
BTL regulatory reporting |
Reporting for Residential BTL Loans |
The candidate should have good knowledge of Microsoft Office Suite (Excel, Word) comprising of H/V Lookup, Data Flow Charts & Graphs, Pivot Table.
Candidate having knowledge of the following will be preferred
-
Fair understanding of credit functions
-
IFRS 9 application – ECL, stage 1/2/3
-
Banking products related to loans and advances TL, OD etc
-
NPA – days past due, standard, sub standard
-
LTV- LTC , GDV
-
Property type – Residential, Commercial, W/H, Industrial
-
ROI – Libor, fixed, floating
Our client offers a wide range of business advisory services such as strategic advisory, financial advisory, transaction support, process consulting, people & organisation consulting etc. to its clients.
They serve across sectors like financial services, education, healthcare, real estate etc. and their clients include diversified conglomerates, leading commercial banks, insurance companies, family businesses, investment houses etc.
Originated in Kuwait and with over 18 years of experience, our client has their offices in Dubai, India and Australia. They have an in-depth understanding of the business environment of the GCC and wider MENA region. Established in 2003 and with a strong multi-disciplinary team, they have served 100+ clients across 800+ assignments.
As a Senior Consultant- Financial Modelling, you will be responsible for understanding client businesses and conducting strategic, business and operational analysis across various sectors.
What you will do:
- Reviewing complex financial models, business valuations to ensure deliverable is as per client requirements
- Being the execution lead for specific mandates and demonstrating strong project management skills
- Managing client relationships with the objective of securing repeat business
- Supporting development of new service offerings and being responsible for preparing pre-sales pitches, approach paper and proposals
- Handling team building, aspiration management and development initiatives
Desired Candidate Profile
What you need to have:- MBA from a premier institute/ CFA (USA)/ CA (ICAI)
- 6 – 8 years of post-qualification experience
- Experience in an investment bank, consulting firm, rating agency or corporate finance/strategy division of corporate or financial institution
- Clear financial and quantitative concepts
- Strong logical and analytical abilities
- Good communication, presentation and inter-personal skills
- Very strong Microsoft Excel financial modelling skills
- Openness to travel overseas for extended periods (3-4 weeks) for client meetings and on-site execution
Focusing on the ever-growing demand in the food industry, our client acts as a neighbourhood artisan bakery at a national scale. The main concept here is to provide freshly baked, high-on-quality, authentic European bakery products and breads. Their products include sourdough loaves, artisan breads, croissants & rolls, freshly baked cookies, cakes, premixes etc.
Headquartered in Mumbai, our client was co-founded in 2013 by a husband and wife duo, one of whom is an IIM-Ahmedabad graduate and the other is an internationally trained baker.
Starting with 4 bakers in 2013 and growing over time, today, our client prepares more than 10,000 loaves of bread a day and their creations are shared with all of India.
As a VP-Finance, you will be responsible for performing a variety of advanced financial analyses to determine present and forecasted financial health of the company.
What you will do:
- Preparing financial statements, business activity reports, and financial forecasts
- Developing the Annual Operating Plan (AOP) for the company with target tracking metrics by department and highlighting causes of deviation and corrective measures as appropriate
- Examining financial and legal documents to verify accuracy and adherence to financial regulations and acceptable financial principles
- Managing the preparation and publication of departmental and organization financial documents
- Developing or recommending solutions for problems or situations
- Managing employees and contractors who are responsible for financial reporting and budgeting
- Periodically reviewing the organization’s financial reports and identifying opportunities for cost reduction
- Analysing data and advising top management on how to maximize profits
- Analysing market trends and identifying opportunities for growth/ expansion
- Presenting potential scenarios and outcomes to management team
- Overseeing organization’s investments
- Collaborating with management on development and execution of funding strategies
- Managing and executing fundraise of the company through angel investors, VCs, PEs and other similar firms
- Managing funds of the company which shall include procurement of long-term loan and working capital funds from financial institutions, capital markets and any other source
- Being responsible for any other responsibility assigned to you from time to time
Desired Candidate Profile
What you need to have:- Strong commercial and contractual awareness and excellent negotiation skills
- Strong communication, leadership and interpersonal skills
- Demonstrated creative and critical thinking skills
- Ability to work on multiple projects simultaneously
- Knowledge in Microsoft Excel, Google Sheets and PowerPoint etc
- Positive approach to problem solving
Job Description:
ABOUT THE COMPANY
KORCOMPTENZ is a technology transformation solutions integrator. Over 17 years of experience providing technology transformation services for over 200 clients. Microsoft Gold Partner with certified functional and technical resources. Extensive experience serving Fortune 500 companies, SMBs, and non-profits with a trusted global delivery model.
KORCOMPTENZ is a people-oriented company that provides our associates with opportunities to grow as professionals, domain experts, and leaders. We offer an open work environment, state-of-the-art infrastructure, transparency, constant training for technical and soft skills, competitive opportunities to test employees’ critical thinking and creative abilities, and much more.
If you are looking to make a significant impact on your career and overall growth, KORCOMPTENZ is the right place. We offer an energetic work culture where learning is an everyday affair. We encourage our employees to achieve their fullest potential by providing independence, the right environment, and guidance.
Job Title: AX D365 F&O Finance functional consultant
Roles & Responsibilities:
- 5-8 years of overall professional experience in Microsoft Dynamics 365/AX Functional.
- Should have minimum 2-3 implementations on D365 Finance and operations for a Global organization.
- Ability to translate business requirements into functional solution design.
- Extensive experience in Finance, GP, AR, AL
- Experience with setup, configuration, implementation, integration and testing of AX / D365 F&O solutions using best practices implementation methodology and/or Microsoft Sure Step methodology.
- Excellent understanding ERP Business Processes, industry vertical knowledge.
- Experience in design and creating test scenarios, functional test cases and User acceptance testing.
- Coordinating with the Technical Team for development / customization.
- Certified on Dynamics AX / D365FO at desired levels.
- Excellent communication and good customer approach.
- Must be able to work effectively both in a team environment and individually.
Qualification:
- Preferably a Post Graduate / Graduate with relevant Dynamics work experience.
Other Requirements
- Can do attitude.
- Highly motivated to bring fresh thoughts to the table.
- Highly creative and most importantly willing to exercise it
- Self-starter and Self-learner focused on research and learning.
- Ability to play a variety of roles and most importantly take accountability.
Real Estate Investment Analyst Responsibilities:
Analyst will be a part of investments team & will work on transactions including acquisitions and asset management duties as required. Key responsibility area will include: • Maintaining and updating various trackers. • Real estate data extraction & entry. • Commercial real estate market research and analysis (including searching for updated reports on different markets, compiling data from various sources, updating spreadsheets and reports with important metrics). • Perform financial analysis (develop financial models, build scenarios, prepare dashboards, etc.) of real estate investments under guidance of members of the team. • Prepare investment memos, pitch and presentation materials. • Working with the Deal Team to provide and organize due diligence information. • Assist in maintaining project timelines, workplan and ensuring milestones are met on time. • Support senior staff in preparation of budget and forecast exercises, audits, reporting, portfolio planning and finance management. • Prepare information packages and related documents for raising equity and debt.
Qualifications:
We are seeking to hire individuals who are highly motivated, mature and intelligent and have demonstrated excellence in prior endeavours. The successful candidate should have: • Strong analytical and communication skills. • A desire to work in a team environment, often under pressure. • Excellent attention to detail. • Intellectual curiosity and entrepreneurial zeal. • A desire to contribute to a positive culture. • Bachelor’s degree or higher in Real Estate, Economics, Business, or Finance. • Prior experience in real estate preferred. • Fluency in Microsoft Office suite (Outlook, Excel, Word, PowerPoint, etc.).
Work in an exciting and challenging role at a leading credit rating company that is leveraging software and technology tools to change the face of credit rating in India!
Our client with nearly two decades of presence has established itself as the second-largest credit rating agency in India. They provide ratings in the financial sector, infrastructure sector, corporates, public finance, and MSME spaces. The company is headquartered in Mumbai and has regional offices at Ahmedabad, Bengaluru, Chandigarh, Chennai, Coimbatore, Hyderabad, Jaipur, Kolkata, New Delhi, Pune and Mauritius.
Our client also carries out grading of IPOs, assesses financial strength of shipyards, grades various courses of Educational institutions and provides grading services to Energy service companies. They are nurturing global opportunities and have made forays in different forms with 4 partners from Brazil, Portugal, Malaysia and South Africa.
As the Senior Manager (Ratings - BFSI), you will maintaining cases and assignments undertaken by group head in the year, managing Sector reports / criteria commentary publishing
What you will do:
- Ensuring Execution of projects
- Providing inputs and commitments towards strategic/ quality decision making
- Facilitating Development & improvement of methodology for sectors
- Minimising Sharp Rating Migration Cases/Rating Quality
- Ensuring quality and readability of rating report as well as rationale, press releases etc.
- Handling Complex situations
- Ensuring timely completion of rating assignments.
- Keeping track of changes in the respective sectors & and bringing important facts to managements notice.
- Presenting the case in the Rating Committee Meeting
- Maintaining MIS, quarterly results/ no default statement, rating reckoner etc.
- Leading & guiding the team of analysts working in the team.
- Monitoring and measuring productivity of team members
- Modelling the leadership behaviors and coaching and mentoring junior staff
What you need to have:
- Qualifications: MBA/PGDM - Finance /CA/ICWAI
- 10-15 yrs exp in BFSI Ratings
- Excellent analytical and data interpretation skills to be able to handle complex situations
- Exp in Credit analysis/rating, Banking, Cash Flow, Finance, Credit Rating, Financial Projections, Credit Analysis
- Excellent Communication skills
- Fluent in English
- Ability to work under tight deadlines
- Leadership skills
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Software Engineer, Memorres